Patents by Inventor Jamie Florio

Jamie Florio has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Deposit token service system, apparatus and method
    Patent number: 11763278
    Abstract: A system, method and apparatus for providing a global service for securely storing deposit instructions is described. The service provides payment processing services with a central location to translate payee information into a revocable d-token that represents the payee deposit instructions. A second service allows qualified banking institutions to convert the d-token into deposit instructions to effectuate a funds transfer.
    Type: Grant
    Filed: March 13, 2020
    Date of Patent: September 19, 2023
    Assignee: Bottomline Technologies, Inc.
    Inventor: Jamie Florio
  • Deposit Token Service System, Apparatus and Method
    Publication number: 20210287191
    Abstract: A system, method and apparatus for providing a global service for securely storing deposit instructions is described. The service provides payment processing services with a central location to translate payee information into a revocable d-token that represents the payee deposit instructions. A second service allows qualified banking institutions to convert the d-token into deposit instructions to effectuate a funds transfer.
    Type: Application
    Filed: March 13, 2020
    Publication date: September 16, 2021
    Applicant: Bottomline Technologies (de) Inc.
    Inventor: Jamie Florio