Abstract: An apparatus and method of making the same is presented. The apparatus may comprise a front portion comprising a front exterior panel and a front interior panel, a back portion comprising a back exterior panel and a back interior panel, the back connected along two sides of the back exterior panel to two corresponding sides of the front exterior panel; and a closure part connecting the non-connected sides of the front exterior panel and the back exterior panel. The front interior panel and the back exterior panel may each comprise a slit opening for a pocket. The closure part may comprise a zipper having a key tab. The apparatus may comprise an RF blocking material. The front may further comprise a flat portion having embossed text, and may also comprise a key chain band. The apparatus may be a wallet, handbag, or other luxury accessory, and/or a wearable item.