Patents by Inventor Janet L. Bernacki

Janet L. Bernacki has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Interactive online spending analysis tool
    Patent number: 8332288
    Abstract: Embodiments of the present invention are directed to interactively displaying account activity. An analysis of financial transactions associated with a financial unit can be performed by a spending analysis tool, which can display the analysis via a website. The analysis can include, for example, a spending analysis and a budget analysis. The financial transactions are associated with merchants. At least one of the financial transactions is associated with first merchant, a first merchant category, and a member of the financial unit. The spending analysis tool changes the merchant category associated with the at least one of the financial transactions to another merchant category based on a selection of a user.
    Type: Grant
    Filed: August 31, 2011
    Date of Patent: December 11, 2012
    Assignee: MasterCard International Incorporated
    Inventors: Patricia Preston, Janet L. Bernacki
  • INTERACTIVE ONLINE SPENDING ANALYSIS TOOL
    Publication number: 20110320325
    Abstract: Embodiments of the present invention are directed to interactively displaying account activity. An analysis of financial transactions associated with a financial unit can be performed by a spending analysis tool, which can display the analysis via a website. The analysis can include, for example, a spending analysis and a budget analysis. The financial transactions are associated with merchants. At least one of the financial transactions is associated with first merchant, a first merchant category, and a member of the financial unit. The spending analysis tool changes the merchant category associated with the at least one of the financial transactions to another merchant category based on a selection of a user.
    Type: Application
    Filed: August 31, 2011
    Publication date: December 29, 2011
    Applicant: MASTERCARD INTERNATIONAL, INC.
    Inventors: Patricia Preston, Janet L. Bernacki
  • Interactive online spending analysis tool
    Patent number: 8027891
    Abstract: Embodiments of the present invention are directed to interactively displaying account activity. An analysis of financial transactions associated with a financial unit can be performed by a spending analysis tool, which can display the analysis via a website. The analysis can include, for example, a spending analysis and a budget analysis. The financial transactions are associated with merchants. At least one of the financial transactions is associated with first merchant, a first merchant category, and a member of the financial unit. The spending analysis tool changes the merchant category associated with the at least one of the financial transactions to another merchant category based on a selection of a user.
    Type: Grant
    Filed: December 17, 2008
    Date of Patent: September 27, 2011
    Assignee: MasterCard International, Inc.
    Inventors: Patricia Preston, Janet L. Bernacki
  • Interactive Online Spending Analysis Tool
    Publication number: 20100153242
    Abstract: Embodiments of the present invention are directed to interactively displaying account activity. An analysis of financial transactions associated with a financial unit can be performed by a spending analysis tool, which can display the analysis via a website. The analysis can include, for example, a spending analysis and a budget analysis. The financial transactions are associated with merchants. At least one of the financial transactions is associated with first merchant, a first merchant category, and a member of the financial unit. The spending analysis tool changes the merchant category associated with the at least one of the financial transactions to another merchant category based on a selection of a user.
    Type: Application
    Filed: December 17, 2008
    Publication date: June 17, 2010
    Applicant: MasterCard International, Inc.
    Inventors: Patricia Preston, Janet L. Bernacki