Patents by Inventor Janice C. Mehanovic

Janice C. Mehanovic has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11423408
    Abstract: A rules engine for applying rules from a reviewing network to data signals from an originating network is described. The rules engine includes a processor coupled to a memory device. The rules engine is coupled to the reviewing network, and is configured to receive a clearing data signal from the originating network. The clearing data signal includes clearing data for at least one transaction that has been processed by the originating network. The originating network and the reviewing network are payment networks. Additionally, the rules engine generates a clearing response data signal that includes clearing response data by comparing the clearing data to the set of predefined rules stored in the memory device. The clearing response data indicates that the reviewing network will not guarantee settlement of at least one transaction included in the clearing data. The rules engine transmits the clearing response data signal to the originating network.
    Type: Grant
    Filed: June 28, 2019
    Date of Patent: August 23, 2022
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Mary K. Rechert, Archie G. Counts, Timothy Glen Althoff, Janice C. Mehanovic
  • Publication number: 20190325443
    Abstract: A rules engine for applying rules from a reviewing network to data signals from an originating network is described. The rules engine includes a processor coupled to a memory device. The rules engine is coupled to the reviewing network, and is configured to receive a clearing data signal from the originating network. The clearing data signal includes clearing data for at least one transaction that has been processed by the originating network. The originating network and the reviewing network are payment networks. Additionally, the rules engine generates a clearing response data signal that includes clearing response data by comparing the clearing data to the set of predefined rules stored in the memory device. The clearing response data indicates that the reviewing network will not guarantee settlement of at least one transaction included in the clearing data. The rules engine transmits the clearing response data signal to the originating network.
    Type: Application
    Filed: June 28, 2019
    Publication date: October 24, 2019
    Inventors: Mary K. Rechert, Archie G. Counts, Timothy Glen Althoff, Janice C. Mehanovic
  • Patent number: 10339529
    Abstract: A rules engine for applying rules from a reviewing network to data signals from an originating network is described. The rules engine includes a processor coupled to a memory device. The rules engine is coupled to the reviewing network, and is configured to receive a clearing data signal from the originating network. The clearing data signal includes clearing data for at least one transaction that has been processed by the originating network. The originating network and the reviewing network are payment networks. Additionally, the rules engine generates a clearing response data signal that includes clearing response data by comparing the clearing data to the set of predefined rules stored in the memory device. The clearing response data indicates that the reviewing network will not guarantee settlement of at least one transaction included in the clearing data. The rules engine transmits the clearing response data signal to the originating network.
    Type: Grant
    Filed: November 18, 2015
    Date of Patent: July 2, 2019
    Assignee: MASTERCARD INTERNATIOINAL INCORPORATED
    Inventors: Mary K. Rechert, Archie G. Counts, Timothy Glen Althoff, Janice C. Mehanovic
  • Publication number: 20170140377
    Abstract: A rules engine for applying rules from a reviewing network to data signals from an originating network is described. The rules engine includes a processor coupled to a memory device. The rules engine is coupled to the reviewing network, and is configured to receive a clearing data signal from the originating network. The clearing data signal includes clearing data for at least one transaction that has been processed by the originating network. The originating network and the reviewing network are payment networks. Additionally, the rules engine generates a clearing response data signal that includes clearing response data by comparing the clearing data to the set of predefined rules stored in the memory device. The clearing response data indicates that the reviewing network will not guarantee settlement of at least one transaction included in the clearing data. The rules engine transmits the clearing response data signal to the originating network.
    Type: Application
    Filed: November 18, 2015
    Publication date: May 18, 2017
    Inventors: Mary K. Rechert, Archie G. Counts, Timothy Glen Althoff, Janice C. Mehanovic