Patents by Inventor Janice Mathews

Janice Mathews has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12086773
    Abstract: Systems and methods for facilitating payments are disclosed. In one embodiment, a method for facilitating a transaction may include (1) a customer selects a good or service to purchase from a merchant; (2) the customer being authenticated with a financial institution; and (3) the financial institution associating a unique identifier for the customer's merchant account with the customer's financial institution account. In another embodiment, a method for facilitating a transaction may include (1) a customer selecting a good or service to purchase from a merchant; (2) the customer being authenticated with a financial institution; (3) the financial institution provisioning a merchant-specific identifier for the merchant; and (4) the financial institution providing the merchant-specific token to the merchant.
    Type: Grant
    Filed: April 6, 2021
    Date of Patent: September 10, 2024
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Stan DeVan, Daniel Scott Poswolsky, Janice Mathews, Beverly Kennedy
  • Publication number: 20210224767
    Abstract: Systems and methods for facilitating payments are disclosed. In one embodiment, a method for facilitating a transaction may include (1) a customer selects a good or service to purchase from a merchant; (2) the customer being authenticated with a financial institution; and (3) the financial institution associating a unique identifier for the customer's merchant account with the customer's financial institution account. In another embodiment, a method for facilitating a transaction may include (1) a customer selecting a good or service to purchase from a merchant; (2) the customer being authenticated with a financial institution; (3) the financial institution provisioning a merchant-specific identifier for the merchant; and (4) the financial institution providing the merchant-specific token to the merchant.
    Type: Application
    Filed: April 6, 2021
    Publication date: July 22, 2021
    Inventors: Stan DeVan, Daniel Scott Poswolsky, Janice Mathews, Beverly Kennedy
  • Patent number: 10990941
    Abstract: Systems and methods for facilitating payments are disclosed. In one embodiment, a method for facilitating a transaction may include (1) a customer selects a good or service to purchase from a merchant; (2) the customer being authenticated with a financial institution; and (3) the financial institution associating a unique identifier for the customer's merchant account with the customer's financial institution account. In another embodiment, a method for facilitating a transaction may include (1) a customer selecting a good or service to purchase from a merchant; (2) the customer being authenticated with a financial institution; (3) the financial institution provisioning a merchant-specific identifier for the merchant; and (4) the financial institution providing the merchant-specific token to the merchant.
    Type: Grant
    Filed: April 29, 2015
    Date of Patent: April 27, 2021
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Stan DeVan, Daniel Scott Poswolsky, Janice Mathews, Beverly Kennedy