Patents by Inventor Janice Wiggins

Janice Wiggins has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and method for using a prepaid card
    Patent number: 8675840
    Abstract: A system and method for transferring money by use of a prepaid card account is disclosed wherein two cards are issued to the user accountholder, one of which is provided to another user, and either user may add value to the prepaid account so that the other user may use the card and that value in a financial transaction.
    Type: Grant
    Filed: November 23, 2005
    Date of Patent: March 18, 2014
    Assignee: MasterCard International Incorporated
    Inventors: Nicole N. Risafi, Burnett D. Hunter, Kevin McKenzie, Janice Wiggins, Brian Stangle, Vincent Forte
  • System and method for using a prepaid card
    Patent number: 7252226
    Abstract: A system for using a prepaid card permits a card user to purchase a card, issued by an issuer such as a bank, through an agent at a retail establishment via a terminal, select a PIN, have the card activated at the point of purchase, use the card to purchase goods and services, and reload the card for future use. The system uses a communications network for issuance, activation, and accounting, and activation is accomplished on a real-time basis, either one account at a time or in a batch mode. The card can be used to purchase a wide range of goods and services including telephone services. The card can also be used to make cash withdrawals at an ATM or a point-of-sale terminal.
    Type: Grant
    Filed: September 4, 2002
    Date of Patent: August 7, 2007
    Assignee: Mastercard International Incorporated
    Inventors: Nicole N. Risafi, Burnett D. Hunter, Kevin McKenzie, Janice Wiggins, Brian Stangle
  • System and method for using a prepaid card
    Publication number: 20060078100
    Abstract: A system and method for transferring money by use of a prepaid card account is disclosed wherein two cards are issued to the user accountholder, one of which is provided to another user, and either user may add value to the prepaid account so that the other user may use the card and that value in a financial transaction.
    Type: Application
    Filed: November 23, 2005
    Publication date: April 13, 2006
    Inventors: Nicole Risafi, Burnett Hunter, Kevin McKenzie, Janice Wiggins, Brian Stangle, Vincent Forte
  • System and method for using a prepaid card
    Patent number: 6999569
    Abstract: A system and method for transferring money by use of a prepaid card account is disclosed wherein two cards are issued to the user accountholder, one of which is provided to another user, and either user may add value to the prepaid account so that the other user may use the card and that value in a financial transaction.
    Type: Grant
    Filed: April 23, 2002
    Date of Patent: February 14, 2006
    Assignee: Mastercard International Incorporated
    Inventors: Nicole N. Risafi, Burnett D. Hunter, Kevin McKenzie, Janice Wiggins, Brian Stangle, Vincent Forte
  • System and method for using a prepaid card
    Publication number: 20030053609
    Abstract: A system and method for transferring money by use of a prepaid card account is disclosed wherein two cards are issued to the user accountholder, one of which is provided to another user, and either user may add value to the prepaid account so that the other user may use the card and that value in a financial transaction.
    Type: Application
    Filed: April 23, 2002
    Publication date: March 20, 2003
    Inventors: Nicole N. Risafi, Burnett D. Hunter, Kevin McKenzie, Janice Wiggins, Brian Stangle, Vincent Forte
  • System and method for using a prepaid card
    Publication number: 20030001005
    Abstract: A system for using a prepaid card permits a card user to purchase a card, issued by an issuer such as a bank, through an agent at a retail establishment via a terminal, select a PIN, have the card activated at the point of purchase, use the card to purchase goods and services, and reload the card for future use. The system uses a communications network for issuance, activation, and accounting, and activation is accomplished on a real-time basis, either one account at a time or in a batch mode. The card can be used to purchase a wide range of goods and services including telephone services. The card can also be used to make cash withdrawals at an ATM or a point-of-sale terminal.
    Type: Application
    Filed: September 4, 2002
    Publication date: January 2, 2003
    Applicant: MasterCard International Incorporated
    Inventors: Nicole N. Risafi, Burnett D. Hunter, Kevin McKenzie, Janice Wiggins, Brian Stangle
  • System and method for using a prepaid card
    Patent number: 6473500
    Abstract: A system for using a prepaid card permits a card user to purchase a card, issued by an issuer such as a bank, through an agent at a retail establishment via a terminal, select a PIN, have the card activated at the point of purchase, use the card to purchase goods and services, and reload the card for future use. The system uses a communications network for issuance, activation, and accounting, and activation is accomplished on a real-time basis, either one account at a time or in a batch mode. The card can be used to purchase a wide range of goods and services including telephone services. The card can also be used to make cash withdrawals at an ATM or a point-of-sale terminal.
    Type: Grant
    Filed: October 28, 1998
    Date of Patent: October 29, 2002
    Assignee: MasterCard International Incorporated
    Inventors: Nicole N. Risafi, Burnett D. Hunter, Kevin McKenzie, Janice Wiggins, Brian Stangle