Patents by Inventor Janusz Niczyporuk

Janusz Niczyporuk has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SYSTEMS AND COMPUTER-IMPLEMENTED PROCESSES FOR DELIVERING PERSONALIZED DEALS TO CUSTOMERS
    Publication number: 20140207571
    Abstract: Systems and processes are disclosed for generating an delivering personalized deals to users. In certain embodiments, disclosed embodiments may configure a financial service account associated with a user. Based on monitored transactions from the financial service account, systems consistent with disclosed embodiments may generate deals that are personalized to the user of the financial service account. Such deals may be delivered to the user or a third-party upon request.
    Type: Application
    Filed: December 31, 2013
    Publication date: July 24, 2014
    Applicant: Capital One Financial Corporation
    Inventors: Luke Hammock, Janusz Niczyporuk, Bor J. Sun, Joseph O'Brien