Abstract: Disclosed is a method, system, and program for providing access to spatial data. A request for data is received. Enterprise and third party data are integrated. The integrated data is processed. Spatially referenced results are generated using the processed data. The spatially referenced results are returned in response to the request.

Abstract: Provided is a technique for evaluating risk associated with underwriting an insurance policy (FIG. 1). At least one location to be covered under the insurance policy is received (FIG. 3, block 320). Risk associated with the location is automatically assessed (FIG. 3, block 338). It is determined whether to underwrite the location based on the assessed risk (FIG. 3, block 340). Also provided is a technique for proximity analysis (FIG. 54). Selection of a proximity center is received (FIG. 55). A function is executed with the proximity center to determine target data items that fall within a proximity area around the proximity center. The target data items are spatially represented.