Abstract: A utility monitoring system is described that essentially provides a first sensor in-line in a first utility in a first structure, such as a house, and a second utility in the structure. A control hub communicatively linked to a central communications server, the sensors in the structure and a first switch consisting of on/off capability adapted to turn on or off the first utility and a second switch consisting of on/off capability adapted to turn on or off the second utility. The control hub able to receive on/off instructions from the central communication server to turn on or off the switches to the utilities based on information received either instantaneously from the sensors or over time from the sensors. The central communication server capable of connecting to a plurality of control hubs communicatively linked with additional sensors and on/off switches.