Abstract: The disclosure herein describes enabling a donor to donate loyalty points associated with a loyalty program to a receiver based on a donation profile. The donation profile is hosted by a loyalty points donation platform (LPDP) and includes a donation entry including a loyalty point type and a requested quantity. A donation request including a loyalty account identifier, credential data of the loyalty account, and a point donation quantity is received. Approval of the donation request is requested from the donor loyalty program including providing the loyalty account identifier and the credential data to the donor loyalty program. Based on receiving approval from the donor loyalty program, the donor loyalty program is instructed to transfer a quantity of loyalty points indicated by the point donation quantity from the loyalty account associated with the loyalty account identifier to a receiver loyalty account associated with the donation profile of the receiver.

Abstract: The disclosure herein describes enabling a donor to donate loyalty points associated with a loyalty program to a receiver based on a donation profile. The donation profile is hosted by a loyalty points donation platform (LPDP) and includes a donation entry including a loyalty point type and a requested quantity. A donation request including a loyalty account identifier, credential data of the loyalty account, and a point donation quantity is received. Approval of the donation request is requested from the donor loyalty program including providing the loyalty account identifier and the credential data to the donor loyalty program. Based on receiving approval from the donor loyalty program, the donor loyalty program is instructed to transfer a quantity of loyalty points indicated by the point donation quantity from the loyalty account associated with the loyalty account identifier to a receiver loyalty account associated with the donation profile of the receiver.

Abstract: Systems and methods are provided for facilitating payment account transactions, through selection of particular payment accounts for use in the transactions based on incentives associated with the payment accounts. One exemplary method includes receiving an authorization request for a transaction, where the authorization request includes a virtual card number (VCN) for a virtual wallet used in the transaction, and a parameter of the transaction. The method also includes selecting a payment account, from multiple payment accounts in the virtual wallet, based on an incentive associated with the payment account and the parameter, and replacing the VCN in the authorization request with a primary account number (PAN) for the selected payment account. The method then further includes routing the authorization request, with the appended PAN, to an issuer associated with the selected payment account so that the transaction may be subjected to the incentive associated with the payment account.