Abstract: Accurate quotes can be generated using a dynamic approach to obtaining information. A set of questions can be generated to be displayed to a user. At least some of the questions can be evaluative questions, such that when an answer is received that answer is analyzed and the set of questions can be updated based upon the answer as determined by various business rules, etc. Once all answers are obtained, the answers are analyzed using a database of quote information and a set of quotes can be generated automatically. Information such as the carrier for each quote can be withheld such that the user is not able to independently use the quote to buy a product or service, and a user also can be prevented from going back and changing answers to the various questions in order to adjust the quotes displayed.