Abstract: A computer operable method of processing a current transaction between a merchant device and a customer device, including: receiving a command for remote payment from a computer application program on a computer system in a merchant network; receiving said transaction data from the computer application program; said transaction data containing phone number or unique identifiable data element for the customer; generating a message which contains a clickable link; sending a short messaging service (SMS) or multimedia messaging service (MMS) based on the message that is generated; displaying a web page with payment options when link is clicked; directing data transmission to different payment gateways from the payment options displayed on the web page; receiving data from different payment gateways based on the payment option selected; and transmitting said received data from a payment gateway to the originating merchant device.

Abstract: A computer operable method of processing a current transaction between a merchant device and a customer device, including: receiving a command for remote payment from a computer application program on a computer system in a merchant network; receiving said transaction data from the computer application program; said transaction data containing phone number or unique identifiable data element for the customer; generating a message which contains a clickable link; sending a short messaging service (SMS) or multimedia messaging service (MMS) based on the message that is generated; displaying a web page with payment options when link is clicked; directing data transmission to different payment gateways from the payment options displayed on the web page; receiving data from different payment gateways based on the payment option selected; and transmitting said received data from a payment gateway to the originating merchant device.

Abstract: A computer operable method of processing a current transaction between a merchant device and a customer device, including: receiving a command for remote payment from a computer application program on a computer system in a merchant network; receiving said transaction data from the computer application program; said transaction data containing phone number or unique identifiable data element for the customer; generating a message which contains a clickable link; sending a short messaging service (SMS) or multimedia messaging service (MMS) based on the message that is generated; displaying a web page with payment options when link is clicked; directing data transmission to different payment gateways from the payment options displayed on the web page; receiving data from different payment gateways based on the payment option selected; and transmitting said received data from a payment gateway to the originating merchant device.

Abstract: A computer operable method of processing a current transaction between a merchant device and a customer device, including: receiving a command for remote payment from a computer application program on a computer system in a merchant network; receiving said transaction data from the computer application program; said transaction data containing phone number or unique identifiable data element for the customer; generating a message which contains a clickable link; sending a short messaging service (SMS) or multimedia messaging service (MMS) based on the message that is generated; displaying a web page with payment options when link is clicked; directing data transmission to different payment gateways from the payment options displayed on the web page; receiving data from different payment gateways based on the payment option selected; and transmitting said received data from a payment gateway to the originating merchant device.

Abstract: A method of processing receipts, including: obtaining transaction data including a plurality of categories of information necessary to describe a purchasing transaction of a customer at a store location; obtaining image data representing a receipt corresponding to the purchasing transaction of the customer at the store location; obtaining an e-mail address of the customer; providing an option to print the receipt at the store location and an option to e-mail the receipt to the customer; obtaining a selection of at least one of the provided options; if the option to print is selected, initiating printing of the image at the store location; and if the option to e-mail is selected, sending an e-mail to the e-mail address of the customer, the e-mail including providing at least one of the image data and the transaction data.

Abstract: A method of processing receipts, including: obtaining transaction data including a plurality of categories of information necessary to describe a purchasing transaction of a customer at a store location; obtaining image data representing a receipt corresponding to the purchasing transaction of the customer at the store location; obtaining an e-mail address of the customer; providing an option to print the receipt at the store location and an option to e-mail the receipt to the customer; obtaining a selection of at least one of the provided options; if the option to print is selected, initiating printing of the image at the store location; and if the option to e-mail is selected, sending an e-mail to the e-mail address of the customer, the e-mail including providing at least one of the image data and the transaction data.

Abstract: A method of processing receipts, including: obtaining transaction data including a plurality of categories of information necessary to describe a purchasing transaction of a customer at a store location; obtaining image data representing a receipt corresponding to the purchasing transaction of the customer at the store location; obtaining an e-mail address of the customer; providing an option to print the receipt at the store location and an option to e-mail the receipt to the customer; obtaining a selection of at least one of the provided options; if the option to print is selected, initiating printing of the image at the store location; and if the option to e-mail is selected, sending an e-mail to the e-mail address of the customer, the e-mail including providing at least one of the image data and the transaction data.