Abstract: A method of promptly transferring cash from a sender to a receiver who is some distance from the sender. The intended receiver obtains a free unactivated cash card. The card includes an identification number, a magnetic strip for recording an amount of money and a passcode and indicia identifying the agency supplying the card. The receiver contacts an activating agent who activates the card and provides a passcode, typically four digits. The receiver contacts the sender and agree on the amount of money to be transferred. The sender then contacts the agent and requests that a sum of money be transferred to the cash card, identifying the particular card by the card identification number. The sender then deposits the sum with the agent, who credits the cash card with that amount.