Abstract: Gaming systems, gaming devices, and methods of gaming which include accepting a primary wager from a player; dealing a first playing card; allowing the player to review the first playing card and do one of: (1) place an over wager that the sum of the numerical values of the first playing card and the two additional playing cards will be more than a first numerical value, (2) place an under wager that the sum of the numerical values of the first playing card and the two additional playing cards will be less than a second numerical value, or (3) fold; dealing the player two additional playing cards; and then settling the player's wagers based on the sum of the numerical values of the player's three playing cards and whether the player placed an over wager or an under wager.