Abstract: A system, method and computer program product cooperate to quantify a hazard risk, such as a flood risk, for a property. A mobile device, with a GPS module, to record specific locations on a property, each of which may be used in identifying a flood risk score (FRS). Using multiple specific locations on a property are valuable in that better resolution and assessment of potential damage to an improvement, such as a building, on that parcel, as opposed to using only a single parcel centroid for assessing the risk for the entire parcel. Moreover, if only a single point, such as the centroid of a parcel, is used for assessing the flood risk of the entire parcel, the risk assessment may be overlooking the possibility of more vulnerable (and valuable) portions of the parcel to flood damage.