Patents by Inventor Jay Chawla

Jay Chawla has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20250029104
    Abstract: In some aspects, the techniques described herein relate to a method including: receiving, at a threat mitigation platform, payment information from a payment product application; providing the payment information to a threat analysis engine of the threat mitigation platform as input to the threat analysis engine; generating, as output of the threat analysis engine and based on the payment information, a threat identifier; querying, by an authorization engine, a threat repository using the threat identifier as a lookup key; receiving, by the authorization engine and from the threat repository, information associated with the threat identifier; and communicating the information associated with the threat identifier to the payment product application.
    Type: Application
    Filed: July 17, 2023
    Publication date: January 23, 2025
    Inventors: Dipti AHUJA, Bipin MORE, Jai CHAWLA
  • Publication number: 20240169345
    Abstract: Systems and methods for enhancing digital wallet security are disclosed. In one embodiment, a method may include a service provider computer program: (1) receiving a request from a computer program executed by a user electronic device for user authentication with a product identifier for a product; (2) generating a verification code; (3) communicating the product identifier and the verification code to a verification computer program, wherein the verification computer program is configured to retrieve user contact information for a user associated with the product identifier and communicate the verification code to the user electronic device; (4) receiving, by the service provider computer program, a received verification code from the computer program, wherein the received verification code was received at the user electronic device; and (5) communicating authorization for an action involving the product to the computer program in response to the received verification code matching the verification code.
    Type: Application
    Filed: November 17, 2022
    Publication date: May 23, 2024
    Inventors: Jai CHAWLA, Dipti AHUJA, Reetu BOK, Gerardo GEAN, Maurice SHORROSH
  • Publication number: 20080133319
    Abstract: A method and/or an apparatus of determining effect of offer price on distribution of time to sell real property are disclosed. In one embodiment, a method of helping price a first real property on a computer includes determining a characteristic of a probability distribution on a first length of time to sell the first real property as a function of a first offer price for said first real property. The said first offer price for said first real property may be an MLS listing price for said first real property. The said characteristic of a probability distribution on the length of time to sell said first real property as a function of a first offer price for said real property may be a probability of selling said first real property within a first fixed time as a function of said first offer price for said first real property.
    Type: Application
    Filed: November 30, 2006
    Publication date: June 5, 2008
    Inventors: Sadashiv Adiga, Jay Chawla