Abstract: Systems and methods for producing custom commemorative books that employ multiple user interfaces powered by multiple engines to reduce the time, effort and cost associated with production, while producing relevant, high quality, biographical content without overburdening contributors. The systems and methods obtain content without overburdening Contributors and deploy effective writing prompts and templates/skeletons. Additionally, Contributors are assigned to their best-fit assignments and book sections, and appropriate collectable items (swag) are produced based on Contributor data and input. Some embodiments provide a process by which data is collected for the book before, during and after an event. In other embodiments a predeceased lead may initiate a book commemorating themselves, which may be created while the predeceased lead is alive, or may be triggered by a death switch.

Abstract: Methods and apparatuses for secure transaction management are provided. An example method may include verifying that a mobile terminal identifier is registered with an account, generating an authorization code, and verifying that the received authorization code matches the authorization code stored in association with the account, and the received customer verification number matches the customer verification number associated with the account. The example method may also include providing for transmission of a verification reply to authorize the transaction.

Abstract: Methods and apparatuses for secure transaction management are provided. An example method may include verifying that a mobile terminal identifier is registered with an account, generating an authorization code, and verifying that the received authorization code matches the authorization code stored in association with the account, and the received customer verification number matches the customer verification number associated with the account. The example method may also include providing for transmission of a verification reply to authorize the transaction.

Abstract: A method for enabling more widespread use of distributed generation, thereby improving the efficiency and reliability of the power grid and infusing energy conservation opportunities into the rental residential sector. The method may include steps of purchasing energy from an electrical energy provider at a first rate, delivering the purchased energy to separate dwelling units in a residential facility, and generating a first stream of arbitrage revenue by charging the responsible ratepayers for the delivered energy at a second rate generally higher than the first rate. A least a portion of the first stream of arbitrage revenue is used to provide a generator system including a generator and a transfer switch.

Abstract: A method for enabling more widespread use of distributed generation, thereby improving the efficiency and reliability of the power grid and infusing energy conservation opportunities into the rental residential sector. The method may include steps of purchasing energy from an electrical energy provider at a first rate, delivering the purchased energy to separate dwelling units in a residential facility, and generating a first stream of arbitrage revenue by charging the responsible ratepayers for the delivered energy at a second rate generally higher than the first rate. A least a portion of the first stream of arbitrage revenue is used to provide a generator system including a generator and a transfer switch.