Patents by Inventor Jay Roth

Jay Roth has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20140324559
    Abstract: A computer-implemented method is disclosed for rewarding mortgage customers of a financial institution with a reward payment amount. The method includes providing enrollment in a mortgage matching system to eligible mortgage customers, wherein eligibility requirements include the requirement that eligible mortgage customers hold both a mortgage account and a checking account with the financial institution. The method additionally includes enabling the customer to make periodic mortgage payments from the checking account to the mortgage account and monitoring continued compliance with the eligibility requirements and submission of the periodic payments using a monitoring engine implemented by at least one computer processor.
    Type: Application
    Filed: June 24, 2014
    Publication date: October 30, 2014
    Inventors: Pat Sheehy, Lesley R. Corydon, David A. Clifton, George Black, Jay Roth, Panickos Palettas, Elaine Wistar, Julie Shuttlesworth
  • Patent number: 8799155
    Abstract: A computer-implemented method is disclosed for rewarding mortgage customers of a financial institution with a reward payment amount. The method includes providing enrollment in a mortgage matching system to eligible mortgage customers, wherein eligibility requirements include the requirement that eligible mortgage customers hold both a mortgage account and a checking account with the financial institution. The method additionally includes enabling the customer to make periodic mortgage payments from the checking account to the mortgage account and monitoring continued compliance with the eligibility requirements and submission of the periodic payments using a monitoring engine implemented by at least one computer processor.
    Type: Grant
    Filed: January 14, 2013
    Date of Patent: August 5, 2014
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Pat Sheehy, Lesley R. Corydon, David A. Clifton, George Black, Jay Roth, Panickos Palettas, Elaine Wistar, Julie Shuttlesworth
  • Patent number: 8392327
    Abstract: A computer-implemented method is disclosed for rewarding mortgage customers of a financial institution with a reward payment amount. The method includes providing enrollment in a mortgage matching system to eligible mortgage customers, wherein eligibility requirements include the requirement that eligible mortgage customers hold both a mortgage account and a checking account with the financial institution. The method additionally includes enabling the customer to make periodic mortgage payments from the checking account to the mortgage account and monitoring continued compliance with the eligibility requirements and submission of the periodic payments using a monitoring engine implemented by at least one computer processor.
    Type: Grant
    Filed: June 29, 2012
    Date of Patent: March 5, 2013
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Pat Sheehy, Lesley R. Corydon, David A. Clifton, George Black, Jay Roth, Panickos Palettas, Elaine Wistar, Julie Shuttlesworth
  • Publication number: 20120278149
    Abstract: A computer-implemented method is disclosed for rewarding mortgage customers of a financial institution with a reward payment amount. The method includes providing enrollment in a mortgage matching system to eligible mortgage customers, wherein eligibility requirements include the requirement that eligible mortgage customers hold both a mortgage account and a checking account with the financial institution. The method additionally includes enabling the customer to make periodic mortgage payments from the checking account to the mortgage account and monitoring continued compliance with the eligibility requirements and submission of the periodic payments using a monitoring engine implemented by at least one computer processor.
    Type: Application
    Filed: June 29, 2012
    Publication date: November 1, 2012
    Inventors: Sheehy Pat, Lesley R. Corydon, David A. Clifton, George Black, Jay Roth, Panickos Palettas, Elaine Wistar, Julie Shuttlesworth
  • Patent number: 8229846
    Abstract: A computer-implemented method is disclosed for rewarding mortgage customers of a financial institution. The method includes providing enrollment in a mortgage matching system to eligible mortgage customers, wherein eligibility requirements include the requirement that eligible mortgage customers hold both a mortgage account and a checking account with the financial institution. The customer makes periodic mortgage payments from the checking account to the mortgage account. The method monitors continued compliance with the eligibility requirements and submission of the periodic payments using a monitoring engine. The method further includes determining a reward payment amount to be made to each complying mortgage customer, wherein the reward payment amount is a predetermined percentage of principal and interest paid during a predetermined time period. The calculated reward payment amount is transferred to a pre-selected accessible location for each complying mortgage customer.
    Type: Grant
    Filed: July 15, 2009
    Date of Patent: July 24, 2012
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Pat Sheehy, Lesley R. Corydon, David A. Clifton, George Black, Jay Roth, Panickos Palettas, Elaine Wistar, Julie Shuttlesworth
  • Publication number: 20030080203
    Abstract: A method and apparatus for combining a liquid material and a filler and the composition prepared from the method. A method is also provided for pre-treating the filler, prior to combining with the liquid material. A spray gun is provided for mixing and spraying the liquid material and the filler, the spray gun nozzle having an inner chamber carrying the liquid material and an outer chamber carrying the filler material, the outer chamber surrounding the inner chamber, whereupon leaving the nozzle, the filler and liquid materials combine.
    Type: Application
    Filed: October 30, 2001
    Publication date: May 1, 2003
    Inventors: Jay Roth, Ransome J. Wyman