Abstract: Disclosed herein are systems, methods, and program products for providing Digital Asset Tokens whose value is backed by a Value Bank that has the potential for inflation-protected, tax-efficient and compounding value growth. The issuance and management of the Digital Asset Tokens are controlled by a central authority. Each Digital Token is represented by a Smart Contract on a Blockchain. Over time, the valuation of the Digital Asset Tokens increases as both (i) the Residual Value relating to existing GLs increase in value and (ii) as additional GLs are added by virtue of the Quantum Generator Model. Trading of the Digital Asset Tokens occurs via a settlement network, wherein the settlement network carries out and stores Transactions in a distributed ledger for transparency. The Digital Asset Tokens may be purchased using fiat currencies or electronic currencies, such as cryptocurrencies, via a digital Exchange.