Patents by Inventor Jay Varma

Jay Varma has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11107064
    Abstract: Apparatus and methods for an erasable reusable check are provided. The method may include receiving in a card reader a microchip embedded in a check. The method may also include extracting from the microchip data identifying a payor name, a payor address, a bank account number of a payor bank account a routing number of the payor bank account, and pixelated data. The method may further include transforming the pixelated data into written text and creating an Image Replacement Document (“IRD”) of the check. The IRD may include the payor name, the payor address, the bank account number, the routing number, and the written text.
    Type: Grant
    Filed: December 6, 2018
    Date of Patent: August 31, 2021
    Assignee: Bank of America Corporation
    Inventors: Gilbert Gatchalian, Jay Varma, Manu Kurian
  • Patent number: 10749632
    Abstract: An apparatus for smart integrated cyclic data transport is provided. The apparatus may preserve the consistency and integrity of a file during the transfer of the file from a source system to a target system. The apparatus includes an orchestration subsystem. The orchestration subsystem includes an analyzer/generator module. The analyzer/generator module executes an algorithm on the file at the source location. An output is generated from the executed algorithm. The apparatus includes a consistency module. The consistency module pre-checks the output at the source location for pretransfer validation and creates a copy of the output. The copy may preserve the consistency and the integrity of the file. The apparatus includes a data transfer subsystem which transfers the file and the output from the source system to the target system. The apparatus may also include a validation subsystem for validating the integrity and consistency of the file.
    Type: Grant
    Filed: May 30, 2019
    Date of Patent: August 18, 2020
    Assignee: Bank of America Corporation
    Inventors: Manu Kurian, Sorin Cismas, Jay Varma, Paul Grayson Roscoe, Balaji Subramanian, Himabindu Keesara, Nathan Allen Eaton, Jr., Vibhuti Damania
  • Publication number: 20200184460
    Abstract: Apparatus and methods for an erasable reusable check are provided. The method may include receiving in a card reader a microchip embedded in a check. The method may also include extracting from the microchip data identifying a payor name, a payor address, a bank account number of a payor bank account a routing number of the payor bank account, and pixelated data. The method may further include transforming the pixelated data into written text and creating an Image Replacement Document (“IRD”) of the check. The IRD may include the payor name, the payor address, the bank account number, the routing number, and the written text.
    Type: Application
    Filed: December 6, 2018
    Publication date: June 11, 2020
    Inventors: Gilbert Gatchalian, Jay Varma, Manu Kurian
  • Publication number: 20190317853
    Abstract: An apparatus for smart integrated cyclic data transport is provided. The apparatus may preserve the consistency and integrity of a file during the transfer of the file from a source system to a target system. The apparatus includes an orchestration subsystem. The orchestration subsystem includes an analyzer/generator module. The analyzer/generator module executes an algorithm on the file at the source location. An output is generated from the executed algorithm. The apparatus includes a consistency module. The consistency module pre-checks the output at the source location for pretransfer validation and creates a copy of the output. The copy may preserve the consistency and the integrity of the file. The apparatus includes a data transfer subsystem which transfers the file and the output from the source system to the target system. The apparatus may also include a validation subsystem for validating the integrity and consistency of the file.
    Type: Application
    Filed: May 30, 2019
    Publication date: October 17, 2019
    Inventors: Manu Kurian, Sorin Cismas, Jay Varma, Paul Grayson Roscoe, Balaji Subramanian, Himabindu Keesara, Nathan Allen Eaton, JR., Vibhuti Damania
  • Patent number: 10355824
    Abstract: An apparatus for smart integrated cyclic data transport is provided. The apparatus may preserve the consistency and integrity of a file during the transfer of the file from a source system to a target system. The apparatus includes an orchestration subsystem. The orchestration subsystem includes an analyzer/generator module. The analyzer/generator module executes an algorithm on the file at the source location. An output is generated from the executed algorithm. The apparatus includes a consistency module. The consistency module pre-checks the output at the source location for pretransfer validation and creates a copy of the output. The copy may preserve the consistency and the integrity of the file. The apparatus includes a data transfer subsystem which transfers the file and the output from the source system to the target system. The apparatus may also include a validation subsystem for validating the integrity and consistency of the file.
    Type: Grant
    Filed: October 23, 2017
    Date of Patent: July 16, 2019
    Assignee: Bank of America Corporation
    Inventors: Manu Kurian, Sorin Cismas, Jay Varma, Paul Grayson Roscoe, Balaji Subramanian, Himabindu Keesara, Nathan Allen Eaton, Jr., Vibhuti Damania
  • Publication number: 20190123857
    Abstract: An apparatus for smart integrated cyclic data transport is provided. The apparatus may preserve the consistency and integrity of a file during the transfer of the file from a source system to a target system. The apparatus includes an orchestration subsystem. The orchestration subsystem includes an analyzer/generator module. The analyzer/generator module executes an algorithm on the file at the source location. An output is generated from the executed algorithm. The apparatus includes a consistency module. The consistency module pre-checks the output at the source location for pretransfer validation and creates a copy of the output. The copy may preserve the consistency and the integrity of the file. The apparatus includes a data transfer subsystem which transfers the file and the output from the source system to the target system. The apparatus may also include a validation subsystem for validating the integrity and consistency of the file.
    Type: Application
    Filed: October 23, 2017
    Publication date: April 25, 2019
    Inventors: Manu Kurian, Sorin Cismas, Jay Varma, Paul Grayson Roscoe, Balaji Subramanian, Himabindu Keesara, Nathan Allen Eaton, JR., Vibhuti Damania