Patents by Inventor Jay Whittaker

Jay Whittaker has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • FINANCIAL OPTIMIZATION SYSTEM AND METHOD
    Publication number: 20090070275
    Abstract: An improved investment optimizing system and method. Once an investor or investment advisor determines the appropriate asset allocation and that there are both taxable accounts and tax-deferred or tax-free investment accounts, the invention will optimize/maximize the investor's ending after-tax asset accumulation, which is the objective of all investors. This is accomplished by allocating the chosen investment vehicles between the taxable and tax-deferred accounts in an optimum way. The invention runs on a computer system and searches for an allocation which results in a maximal return. Intelligent heuristics measure increased performance based on different asset allocations.
    Type: Application
    Filed: October 30, 2007
    Publication date: March 12, 2009
    Inventors: Glenn Frank, Jay Whittaker
  • Financial optimization system and method
    Publication number: 20020013754
    Abstract: An improved investment optimizing system and method. Once an investor or investment advisor determines the appropriate asset allocation and that there are both taxable accounts and tax-deferred or tax-free investment accounts, the invention will optimize/maximize the investor's ending after-tax asset accumulation, which is the objective of all investors. This is accomplished by allocating the chosen investment vehicles between the taxable and tax-deferred accounts in an optimum way. The invention runs on a computer system and searches for an allocation which results in a maximal return. Intelligent heuristics measure increased performance based on different asset allocations.
    Type: Application
    Filed: April 3, 2001
    Publication date: January 31, 2002
    Inventors: Glenn Frank, Jay Whittaker
  • System and method for optimizing investment location
    Patent number: 6240399
    Abstract: An investment optimizing system and method. Once an investor or investment advisor determines the appropriate asset allocation and that there are both taxable accounts and tax-deferred investment accounts, the invention will optimize/maximize the investor's ending after-tax asset accumulation, which is the objective of all investors. This is accomplished by allocating the chosen investment vehicles between the taxable and tax-deferred accounts in an optimum way. The invention runs on a computer system and searches for an allocation which results in a maximal return. Intelligent heuristics measure increased performance based on different asset allocations.
    Type: Grant
    Filed: July 2, 1999
    Date of Patent: May 29, 2001
    Inventors: Glenn Frank, Jay Whittaker, Robert Keller