Abstract: The present invention relates to a method or system for investing. A representative embodiment comprises providing a collective investment entity that offers shares of stock for sale to investors, and providing a plurality of investors that purchase shares of stock in the collective investment entity. The shares of stock are subject to a qualifying period. Disbursement value is allocated, and a number of eligible investors is determined. The investors are eligible by virtue of owning at least one eligible share of stock. A disbursement event is conducted, wherein the disbursement value is disbursed to at least one eligible investor chosen in a lottery selection process from among the eligible investors. An eligible share of stock comprises a share that has remained under the ownership of a single investor for the duration of the qualifying period.

Abstract: The invention provides a musical indicating device for finding the 12 most common chord types and their inversions on string and fretted musical instruments. It can be generally formed as a thin sheet-like base member with a front featuring 12 different transparent chord dials that are each pivotally attached to the base member over a color-coded, pie-shaped diagram of the Willoughby Scale/Chromatic Scale. On the back is a transparent Diatonic Octave Dial pivotally attached to the base member over a color-coded diagram of the Chromatic Scale/Willoughby Scale with the Key Signatures surrounding the diagram. The octave dial has selectively aligned indicia that represent the notes of the major form of the diatonic scale.

Abstract: The invention provides a musical indicating device for finding the 12 most common chord types and their inversions on string and fretted musical instruments. It can be generally formed as a thin sheet-like base member with a front featuring 12 different transparent chord dials that are each pivotally attached to the base member over a color-coded, pie-shaped diagram of the Willoughby Scale/Chromatic Scale. On the back is a transparent Diatonic Octave Dial pivotally attached to the base member over a color-coded diagram of the Chromatic Scale/Willoughby Scale with the Key Signatures surrounding the diagram. The octave dial has selectively aligned indicia that represent the notes of the major form of the diatonic scale.