Abstract: A method for assisting a purchase of an item with a mobile device, may comprise different steps: capturing, by the mobile device, a label image of an item, sending an identification associated with a user stored in the mobile device to a server system at least with the label image, receiving, by the mobile device and from the server system, and displaying terms of a financing option specific to the user as a function of a price on the label image, along with an indication of an action to perform to finance a purchase of the item according to the terms of the financing option, as an automatic response to the sending of the identification, and sending to the server system a request for financing along with the identification in response to the action being performed.

Abstract: A method in a non web-based application of a mobile device for transferring funds to a banking account comprises receiving from a server system an identifier token of the mobile device. The identifier token is persistently stored at the mobile device. When funds are to be transferred, the identifier token stored is sent at the mobile device to the server system when the non web-based application is opened in the mobile device to transfer funds to the banking account. Information identifying a balance of at least one source account is received, from the server system, and displayed, along with an editable amount of funds to be transferred to the banking account and an indication of a single action to be performed to transfer the funds to the banking account. A request for fund transfer of the editable amount is sent to the server system along with the identifier token in response to the single action being performed.