Patents by Inventor Jean-Robert Raynier

Jean-Robert Raynier has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Bin-conserving tokenization techniques generating tokens in reverse order and employing common device pan with differing pan sequence number values across token instances
    Patent number: 10963871
    Abstract: A payment token is generated within a token bank identification number (BIN) range, and is linked with an underlying account number of a consumer. A first instance of the token is made available in at least one of a first portable electronic device, a first mobile payment application (MPA), and a first web wallet of the consumer with an associated first primary account sequence number (PSN). A second instance of the token is made available in at least one of a second portable electronic device, a second mobile payment application (MPA), and a second web wallet of the consumer with an associated second primary account sequence number (PSN).
    Type: Grant
    Filed: November 22, 2017
    Date of Patent: March 30, 2021
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Ilgin Safak, Jean-Robert Raynier, Vincent Barnaud, Bertrand Saby
  • BIN-CONSERVING TOKENIZATION TECHNIQUES GENERATING TOKENS IN REVERSE ORDER AND EMPLOYING COMMON DEVICE PAN WITH DIFFERING PAN SEQUENCE NUMBER VALUES ACROSS TOKEN INSTANCES
    Publication number: 20190156335
    Abstract: A payment token is generated within a token bank identification number (BIN) range, and is linked with an underlying account number of a consumer. A first instance of the token is made available in at least one of a first portable electronic device, a first mobile payment application (MPA), and a first web wallet of the consumer with an associated first primary account sequence number (PSN). A second instance of the token is made available in at least one of a second portable electronic device, a second mobile payment application (MPA), and a second web wallet of the consumer with an associated second primary account sequence number (PSN).
    Type: Application
    Filed: November 22, 2017
    Publication date: May 23, 2019
    Inventors: Ilgin Safak, Jean-Robert Raynier, Vincent Barnaud, Bertrand Saby