Patents by Inventor Jeanette M. Yoder

Jeanette M. Yoder has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • MERCHANT OFFER PROGRAM
    Publication number: 20100169170
    Abstract: A value of an incentive in a loyalty program is debited from a funding balance and credited to an account used in a transaction that qualifies for the incentive. A computing device receives a plurality of transactions upon accounts issued to account holders by corresponding issuers. After the transactions that qualify for the incentive are cleared and settled, funds matching the value of the incentive is transferred from a funding balance of the sponsor of the incentive to the account used in the qualified transaction. The issuer's interchange fee remains intact after the credit is applied.
    Type: Application
    Filed: October 22, 2009
    Publication date: July 1, 2010
    Inventors: Edward W. Fordyce, III, Karteek Hasmukh Patel, Sarah Pankratz Suarez, David Chauncey Shepard, Jeanette M. Yoder, Leigh Amaro