Patents by Inventor Jeanette Marie Yoder

Jeanette Marie Yoder has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Third party merchant-funded rewards accrual and redemption network
    Patent number: 10552883
    Abstract: Systems and methods for administering merchant funded third-party administered rewards programs are provided. The system receives information about a transaction made using a payment device and determines whether the payment device is enrolled in the rewards program. If the payment device is enrolled in the rewards program, the system determines if the transaction qualifies for a reward. If the transaction qualifies for the reward, the system determines a rewards value for the transaction. Thereafter, the system determines a prepaid payment token associated with the payment device and instructs an issuer of the prepaid payment token to load the rewards value onto the prepaid payment token.
    Type: Grant
    Filed: March 15, 2018
    Date of Patent: February 4, 2020
    Assignee: Visa International Service Association
    Inventors: Jeanette Marie Yoder, Derek Alan Vroom, Mary Taylor
  • THIRD PARTY MERCHANT-FUNDED REWARDS ACCRUAL AND REDEMPTION NETWORK
    Publication number: 20180204254
    Abstract: Systems and methods for administering merchant funded third-party administered rewards programs are provided. The system receives information about a transaction made using a payment device and determines whether the payment device is enrolled in the rewards program. If the payment device is enrolled in the rewards program, the system determines if the transaction qualifies for a reward. If the transaction qualifies for the reward, the system determines a rewards value for the transaction. Thereafter, the system determines a prepaid payment token associated with the payment device and instructs an issuer of the prepaid payment token to load the rewards value onto the prepaid payment token.
    Type: Application
    Filed: March 15, 2018
    Publication date: July 19, 2018
    Inventors: Jeanette Marie Yoder, Derek Alan Vroom, Mary Taylor
  • Third party merchant-funded rewards accrual and redemption network
    Patent number: 9953352
    Abstract: Systems and methods for administering merchant funded third-party administered rewards programs are provided. The system receives information about a transaction made using a payment device and determines whether the payment device is enrolled in the rewards program. If the payment device is enrolled in the rewards program, the system determines if the transaction qualifies for a reward. If the transaction qualifies for the reward, the system determines a rewards value for the transaction. Thereafter, the system determines a prepaid payment token associated with the payment device and instructs an issuer of the prepaid payment token to load the rewards value onto the prepaid payment token.
    Type: Grant
    Filed: September 9, 2010
    Date of Patent: April 24, 2018
    Assignee: Visa International Service Association
    Inventors: Jeanette Marie Yoder, Derek Alan Vroom, Mary Taylor
  • THIRD PARTY MERCHANT-FUNDED REWARDS ACCRUAL AND REDEMPTION NETWORK
    Publication number: 20110060629
    Abstract: Systems and methods for administering merchant funded third-party administered rewards programs are provided. The system receives information about a transaction made using a payment device and determines whether the payment device is enrolled in the rewards program. If the payment device is enrolled in the rewards program, the system determines if the transaction qualifies for a reward. If the transaction qualifies for the reward, the system determines a rewards value for the transaction. Thereafter, the system determines a prepaid payment token associated with the payment device and instructs an issuer of the prepaid payment token to load the rewards value onto the prepaid payment token.
    Type: Application
    Filed: September 9, 2010
    Publication date: March 10, 2011
    Inventors: Jeanette Marie Yoder, Derek Alan Vroom, Mary Taylor