Abstract: Automated generation and output of customized reports based on the insurance claim records of insured persons. Insurance carriers can automatically obtain customized reports for use in monitoring insured persons' insurance claim records for previously-unavailable claim information. Each insured person can be insured on a recently-executed insurance policy of an insurance carrier. An insurance carrier's customized report can include, for each insured person, claim information related to the insured person that was unavailable to the insurance carrier before execution of the insurance policy. The customized report can also include claim information related to the insured person that was unavailable before a specified period of time before execution of the insurance policy. The insurance carriers can designate the reports' format and content.

Abstract: Automated generation of reports based on insured persons' motor vehicle records. Insurance carriers can automatically obtain, at appropriate times, customized reports for use in monitoring and assessing insured persons. Incident data regarding the insured persons' motor vehicle records is received and translated, according to the insurance carriers' pre-set designations, into a customized report. For example, the insurance carriers can designate the reports' format, content, generation times, and output times. Such designations can depend upon other insurance-carrier-specific designations. For example, the designations can depend upon whether certain incident data is deemed “selective” or “non-selective.” For example, selective information can be more urgent to the insurance carrier than non-selective information.

Abstract: Automated generation of reports based on insurance coverage of youthful drivers. Insurance carriers can automatically obtain, at appropriate times, customized reports for use in monitoring insurance coverage of youthful drivers. The youthful drivers can be newly-licensed persons who reside with insured persons. The reports can indicate whether the youthful drivers are insured by a particular insurance carrier and/or whether they are uninsured persons. The insurance carriers can designate the reports' format, content, generation times, and output times. In designating the output times, the insurance carriers can designate whether and/or when to delay output of certain generated reports. In addition, the insurance carriers can designate whether and/or when to update and/or verify the contents of each generated report prior to outputting the report.