Abstract: An outerwear article comprises a body, a channel defined by the body, an elongate member, a seat member. The elongate member having an elongate member first end, an elongate member second end, and an interruption. The elongate member first end is slidably disposed within the channel of the body. The elongate member is moveable between an elongate member first position and an elongate member second position. The elongate member is substantially disposed within the channel in the first position. In the second position, the elongate member extends from the channel. The seat member is attached to the elongate member second end. The seat member is disposed outside of the body when the elongate member is in the elongate member first position and the elongate member second position.

Abstract: In an example application, a banking institution implements a computer-automated arrangement with another corporate entity that is independent of the banking institution. The arrangement permits the other corporate entity to render funds to corporate designees associated with the corporation's bank account via an account-management specification that defines and tracks funds under sub-accounts.