Patents by Inventor Jeff W. Fromm
Jeff W. Fromm has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 10397070Abstract: The present system and method comprises an improved marketplace for providing and consuming services. Using the present system, generally via one or more APIs, comprises a method for integrating value added services within a network of participants, for instance, a payment network. The network can use service switching capabilities to route service calls to and from the service consumers and providers using routing elements defined in a message specification. Network participants can be both consumers and providers of services. The network can route service messages to the appropriate provider depending on details in the message.Type: GrantFiled: September 27, 2017Date of Patent: August 27, 2019Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: Clinton R. Allen, Paul M. Crofts, Jeff W. Fromm
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Publication number: 20180034713Abstract: The present system and method comprises an improved marketplace for providing and consuming services. Using the present system, generally via one or more APIs, comprises a method for integrating value added services within a network of participants, for instance, a payment network. The network can use service switching capabilities to route service calls to and from the service consumers and providers using routing elements defined in a message specification. Network participants can be both consumers and providers of services. The network can route service messages to the appropriate provider depending on details in the message.Type: ApplicationFiled: September 27, 2017Publication date: February 1, 2018Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY,INC.Inventors: Clinton R. Allen, Paul M. Crofts, Jeff W. Fromm
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Patent number: 9806964Abstract: The present system and method comprises an improved marketplace for providing and consuming services. Using the present system, generally via one or more APIs, comprises a method for integrating value added services within a network of participants, for instance, a payment network. The network can use service switching capabilities to route service calls to and from the service consumers and providers using routing elements defined in a message specification. Network participants can be both consumers and providers of services. The network can route service messages to the appropriate provider depending on details in the message.Type: GrantFiled: September 1, 2015Date of Patent: October 31, 2017Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: Clinton R. Allen, Paul M. Crofts, Jeff W. Fromm
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Publication number: 20150372880Abstract: The present system and method comprises an improved marketplace for providing and consuming services. Using the present system, generally via one or more APIs, comprises a method for integrating value added services within a network of participants, for instance, a payment network. The network can use service switching capabilities to route service calls to and from the service consumers and providers using routing elements defined in a message specification. Network participants can be both consumers and providers of services. The network can route service messages to the appropriate provider depending on details in the message.Type: ApplicationFiled: September 1, 2015Publication date: December 24, 2015Applicant: American Express Travel Related Services Company, Inc.Inventors: Clinton R. Allen, Paul M. Crofts, Jeff W. Fromm
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Patent number: 9154315Abstract: The present system and method comprises an improved marketplace for providing and consuming services. Using the present system, generally via one or more APIs, comprises a method for integrating value added services within a network of participants, for instance, a payment network. The network can use service switching capabilities to route service calls to and from the service consumers and providers using routing elements defined in a message specification. Network participants can be both consumers and providers of services. The network can route service messages to the appropriate provider depending on details in the message.Type: GrantFiled: June 11, 2014Date of Patent: October 6, 2015Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: Clinton R. Allen, Paul M. Crofts, Jeff W. Fromm
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Patent number: 9088423Abstract: The present system and method comprises an improved marketplace for providing and consuming services. Using the present system, generally via one or more APIs, comprises a method for integrating value added services within a network of participants, for instance, a payment network. The network can use service switching capabilities to route service calls to and from the service consumers and providers using routing elements defined in a message specification. Network participants can be both consumers and providers of services. The network can route service messages to the appropriate provider depending on details in the message.Type: GrantFiled: June 11, 2014Date of Patent: July 21, 2015Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: Clinton R. Allen, Paul M. Crofts, Jeff W. Fromm
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Patent number: 9077547Abstract: The present system and method comprises an improved marketplace for providing and consuming services. Using the present system, generally via one or more APIs, comprises a method for integrating value added services within a network of participants, for instance, a payment network. The network can use service switching capabilities to route service calls to and from the service consumers and providers using routing elements defined in a message specification. Network participants can be both consumers and providers of services. The network can route service messages to the appropriate provider depending on details in the message.Type: GrantFiled: June 11, 2014Date of Patent: July 7, 2015Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: Clinton R. Allen, Paul M. Crofts, Jeff W. Fromm
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Publication number: 20140324690Abstract: The present system and method comprises an improved digital wallet tool. The tool can select a plurality of digital wallets to present to a user to service the transaction. In the alternative the tool can select a digital wallet to service the transaction. The tool can also present additional offers to the user based on the available digital wallets. The tool simplifies merchant integration with digital wallet providers and enhances the customer experience.Type: ApplicationFiled: July 11, 2014Publication date: October 30, 2014Applicant: American Express Travel Related Services Company, Inc.Inventors: Clinton R. Allen, Jeff W. Fromm
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Publication number: 20140297386Abstract: The present system and method comprises an improved marketplace for providing and consuming services. Using the present system, generally via one or more APIs, comprises a method for integrating value added services within a network of participants, for instance, a payment network. The network can use service switching capabilities to route service calls to and from the service consumers and providers using routing elements defined in a message specification. Network participants can be both consumers and providers of services. The network can route service messages to the appropriate provider depending on details in the message.Type: ApplicationFiled: June 11, 2014Publication date: October 2, 2014Inventors: Clinton R. Allen, Paul M. Crofts, Jeff W. Fromm
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Publication number: 20140293834Abstract: The present system and method comprises an improved marketplace for providing and consuming services. Using the present system, generally via one or more APIs, comprises a method for integrating value added services within a network of participants, for instance, a payment network. The network can use service switching capabilities to route service calls to and from the service consumers and providers using routing elements defined in a message specification. Network participants can be both consumers and providers of services. The network can route service messages to the appropriate provider depending on details in the message.Type: ApplicationFiled: June 11, 2014Publication date: October 2, 2014Inventors: Clinton R. Allen, Paul M. Crofts, Jeff W. Fromm
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Publication number: 20140297370Abstract: The present system and method comprises an improved marketplace for providing and consuming services. Using the present system, generally via one or more APIs, comprises a method for integrating value added services within a network of participants, for instance, a payment network. The network can use service switching capabilities to route service calls to and from the service consumers and providers using routing elements defined in a message specification. Network participants can be both consumers and providers of services. The network can route service messages to the appropriate provider depending on details in the message.Type: ApplicationFiled: June 11, 2014Publication date: October 2, 2014Inventors: Clinton R. Allen, Paul M. Crofts, Jeff W. Fromm
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Patent number: 8787554Abstract: The present system and method comprises an improved marketplace for providing and consuming services. Using the present system, generally via one or more APIs, comprises a method for integrating value added services within a network of participants, for instance, a payment network. The network can use service switching capabilities to route service calls to and from the service consumers and providers using routing elements defined in a message specification. Network participants can be both consumers and providers of services. The network can route service messages to the appropriate provider depending on details in the message.Type: GrantFiled: June 27, 2013Date of Patent: July 22, 2014Assignee: American Express Travel Related Services Company, Inc.Inventors: Clinton R. Allen, Paul M. Crofts, Jeff W. Fromm
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Publication number: 20140198910Abstract: The present system and method comprises an improved marketplace for providing and consuming services. Using the present system, generally via one or more APIs, comprises a method for integrating value added services within a network of participants, for instance, a payment network. The network can use service switching capabilities to route service calls to and from the service consumers and providers using routing elements defined in a message specification. Network participants can be both consumers and providers of services. The network can route service messages to the appropriate provider depending on details in the message.Type: ApplicationFiled: June 27, 2013Publication date: July 17, 2014Inventors: Clinton R. Allen, Paul M. Crofts, Jeff W. Fromm
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Publication number: 20140198909Abstract: The present system and method comprises an improved marketplace for providing and consuming services. Using the present system, generally via one or more APIs, comprises a method for integrating value added services within a network of participants, for instance, a payment network. The network can use service switching capabilities to route service calls to and from the service consumers and providers using routing elements defined in a message specification. Network participants can be both consumers and providers of services. The network can route service messages to the appropriate provider depending on details in the message.Type: ApplicationFiled: June 27, 2013Publication date: July 17, 2014Inventors: Clinton R. Allen, Paul M. Crofts, Jeff W. Fromm
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Patent number: 8781104Abstract: The present system and method comprises an improved marketplace for providing and consuming services. Using the present system, generally via one or more APIs, comprises a method for integrating value added services within a network of participants, for instance, a payment network. The network can use service switching capabilities to route service calls to and from the service consumers and providers using routing elements defined in a message specification. Network participants can be both consumers and providers of services. The network can route service messages to the appropriate provider depending on details in the message.Type: GrantFiled: June 27, 2013Date of Patent: July 15, 2014Assignee: American Express Travel Related Services Company, Inc.Inventors: Clinton R. Allen, Paul M. Crofts, Jeff W. Fromm
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Patent number: 8412631Abstract: A comprehensive platform for processing financial transactions is disclosed. The platform is a cloud based and comprises an application programming interface so that application developers can take advantage of the services provided by the framework. The platform replaces many of the expensive, outdated or inefficient aspects of traditional payment processing methods.Type: GrantFiled: May 13, 2011Date of Patent: April 2, 2013Assignee: American Express Travel Related Services Company, Inc.Inventors: Paul M. Crofts, Jeff W. Fromm
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Publication number: 20120290478Abstract: A comprehensive platform for processing financial transactions is disclosed. The platform is a cloud based and comprises an application programming interface so that application developers can take advantage of the services provided by the framework. The platform replaces many of the expensive, outdated or inefficient aspects of traditional payment processing methods.Type: ApplicationFiled: May 13, 2011Publication date: November 15, 2012Applicant: American Express Travel Related Services Company, Inc.Inventors: Paul M. Crofts, Jeff W. Fromm