Patents by Inventor Jeff W. Fromm

Jeff W. Fromm has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10397070
    Abstract: The present system and method comprises an improved marketplace for providing and consuming services. Using the present system, generally via one or more APIs, comprises a method for integrating value added services within a network of participants, for instance, a payment network. The network can use service switching capabilities to route service calls to and from the service consumers and providers using routing elements defined in a message specification. Network participants can be both consumers and providers of services. The network can route service messages to the appropriate provider depending on details in the message.
    Type: Grant
    Filed: September 27, 2017
    Date of Patent: August 27, 2019
    Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Clinton R. Allen, Paul M. Crofts, Jeff W. Fromm
  • Publication number: 20180034713
    Abstract: The present system and method comprises an improved marketplace for providing and consuming services. Using the present system, generally via one or more APIs, comprises a method for integrating value added services within a network of participants, for instance, a payment network. The network can use service switching capabilities to route service calls to and from the service consumers and providers using routing elements defined in a message specification. Network participants can be both consumers and providers of services. The network can route service messages to the appropriate provider depending on details in the message.
    Type: Application
    Filed: September 27, 2017
    Publication date: February 1, 2018
    Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY,INC.
    Inventors: Clinton R. Allen, Paul M. Crofts, Jeff W. Fromm
  • Patent number: 9806964
    Abstract: The present system and method comprises an improved marketplace for providing and consuming services. Using the present system, generally via one or more APIs, comprises a method for integrating value added services within a network of participants, for instance, a payment network. The network can use service switching capabilities to route service calls to and from the service consumers and providers using routing elements defined in a message specification. Network participants can be both consumers and providers of services. The network can route service messages to the appropriate provider depending on details in the message.
    Type: Grant
    Filed: September 1, 2015
    Date of Patent: October 31, 2017
    Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Clinton R. Allen, Paul M. Crofts, Jeff W. Fromm
  • Publication number: 20150372880
    Abstract: The present system and method comprises an improved marketplace for providing and consuming services. Using the present system, generally via one or more APIs, comprises a method for integrating value added services within a network of participants, for instance, a payment network. The network can use service switching capabilities to route service calls to and from the service consumers and providers using routing elements defined in a message specification. Network participants can be both consumers and providers of services. The network can route service messages to the appropriate provider depending on details in the message.
    Type: Application
    Filed: September 1, 2015
    Publication date: December 24, 2015
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Clinton R. Allen, Paul M. Crofts, Jeff W. Fromm
  • Patent number: 9154315
    Abstract: The present system and method comprises an improved marketplace for providing and consuming services. Using the present system, generally via one or more APIs, comprises a method for integrating value added services within a network of participants, for instance, a payment network. The network can use service switching capabilities to route service calls to and from the service consumers and providers using routing elements defined in a message specification. Network participants can be both consumers and providers of services. The network can route service messages to the appropriate provider depending on details in the message.
    Type: Grant
    Filed: June 11, 2014
    Date of Patent: October 6, 2015
    Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Clinton R. Allen, Paul M. Crofts, Jeff W. Fromm
  • Patent number: 9088423
    Abstract: The present system and method comprises an improved marketplace for providing and consuming services. Using the present system, generally via one or more APIs, comprises a method for integrating value added services within a network of participants, for instance, a payment network. The network can use service switching capabilities to route service calls to and from the service consumers and providers using routing elements defined in a message specification. Network participants can be both consumers and providers of services. The network can route service messages to the appropriate provider depending on details in the message.
    Type: Grant
    Filed: June 11, 2014
    Date of Patent: July 21, 2015
    Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Clinton R. Allen, Paul M. Crofts, Jeff W. Fromm
  • Patent number: 9077547
    Abstract: The present system and method comprises an improved marketplace for providing and consuming services. Using the present system, generally via one or more APIs, comprises a method for integrating value added services within a network of participants, for instance, a payment network. The network can use service switching capabilities to route service calls to and from the service consumers and providers using routing elements defined in a message specification. Network participants can be both consumers and providers of services. The network can route service messages to the appropriate provider depending on details in the message.
    Type: Grant
    Filed: June 11, 2014
    Date of Patent: July 7, 2015
    Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Clinton R. Allen, Paul M. Crofts, Jeff W. Fromm
  • Publication number: 20140324690
    Abstract: The present system and method comprises an improved digital wallet tool. The tool can select a plurality of digital wallets to present to a user to service the transaction. In the alternative the tool can select a digital wallet to service the transaction. The tool can also present additional offers to the user based on the available digital wallets. The tool simplifies merchant integration with digital wallet providers and enhances the customer experience.
    Type: Application
    Filed: July 11, 2014
    Publication date: October 30, 2014
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Clinton R. Allen, Jeff W. Fromm
  • Publication number: 20140297386
    Abstract: The present system and method comprises an improved marketplace for providing and consuming services. Using the present system, generally via one or more APIs, comprises a method for integrating value added services within a network of participants, for instance, a payment network. The network can use service switching capabilities to route service calls to and from the service consumers and providers using routing elements defined in a message specification. Network participants can be both consumers and providers of services. The network can route service messages to the appropriate provider depending on details in the message.
    Type: Application
    Filed: June 11, 2014
    Publication date: October 2, 2014
    Inventors: Clinton R. Allen, Paul M. Crofts, Jeff W. Fromm
  • Publication number: 20140293834
    Abstract: The present system and method comprises an improved marketplace for providing and consuming services. Using the present system, generally via one or more APIs, comprises a method for integrating value added services within a network of participants, for instance, a payment network. The network can use service switching capabilities to route service calls to and from the service consumers and providers using routing elements defined in a message specification. Network participants can be both consumers and providers of services. The network can route service messages to the appropriate provider depending on details in the message.
    Type: Application
    Filed: June 11, 2014
    Publication date: October 2, 2014
    Inventors: Clinton R. Allen, Paul M. Crofts, Jeff W. Fromm
  • Publication number: 20140297370
    Abstract: The present system and method comprises an improved marketplace for providing and consuming services. Using the present system, generally via one or more APIs, comprises a method for integrating value added services within a network of participants, for instance, a payment network. The network can use service switching capabilities to route service calls to and from the service consumers and providers using routing elements defined in a message specification. Network participants can be both consumers and providers of services. The network can route service messages to the appropriate provider depending on details in the message.
    Type: Application
    Filed: June 11, 2014
    Publication date: October 2, 2014
    Inventors: Clinton R. Allen, Paul M. Crofts, Jeff W. Fromm
  • Patent number: 8787554
    Abstract: The present system and method comprises an improved marketplace for providing and consuming services. Using the present system, generally via one or more APIs, comprises a method for integrating value added services within a network of participants, for instance, a payment network. The network can use service switching capabilities to route service calls to and from the service consumers and providers using routing elements defined in a message specification. Network participants can be both consumers and providers of services. The network can route service messages to the appropriate provider depending on details in the message.
    Type: Grant
    Filed: June 27, 2013
    Date of Patent: July 22, 2014
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Clinton R. Allen, Paul M. Crofts, Jeff W. Fromm
  • Publication number: 20140198910
    Abstract: The present system and method comprises an improved marketplace for providing and consuming services. Using the present system, generally via one or more APIs, comprises a method for integrating value added services within a network of participants, for instance, a payment network. The network can use service switching capabilities to route service calls to and from the service consumers and providers using routing elements defined in a message specification. Network participants can be both consumers and providers of services. The network can route service messages to the appropriate provider depending on details in the message.
    Type: Application
    Filed: June 27, 2013
    Publication date: July 17, 2014
    Inventors: Clinton R. Allen, Paul M. Crofts, Jeff W. Fromm
  • Publication number: 20140198909
    Abstract: The present system and method comprises an improved marketplace for providing and consuming services. Using the present system, generally via one or more APIs, comprises a method for integrating value added services within a network of participants, for instance, a payment network. The network can use service switching capabilities to route service calls to and from the service consumers and providers using routing elements defined in a message specification. Network participants can be both consumers and providers of services. The network can route service messages to the appropriate provider depending on details in the message.
    Type: Application
    Filed: June 27, 2013
    Publication date: July 17, 2014
    Inventors: Clinton R. Allen, Paul M. Crofts, Jeff W. Fromm
  • Patent number: 8781104
    Abstract: The present system and method comprises an improved marketplace for providing and consuming services. Using the present system, generally via one or more APIs, comprises a method for integrating value added services within a network of participants, for instance, a payment network. The network can use service switching capabilities to route service calls to and from the service consumers and providers using routing elements defined in a message specification. Network participants can be both consumers and providers of services. The network can route service messages to the appropriate provider depending on details in the message.
    Type: Grant
    Filed: June 27, 2013
    Date of Patent: July 15, 2014
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Clinton R. Allen, Paul M. Crofts, Jeff W. Fromm
  • Patent number: 8412631
    Abstract: A comprehensive platform for processing financial transactions is disclosed. The platform is a cloud based and comprises an application programming interface so that application developers can take advantage of the services provided by the framework. The platform replaces many of the expensive, outdated or inefficient aspects of traditional payment processing methods.
    Type: Grant
    Filed: May 13, 2011
    Date of Patent: April 2, 2013
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Paul M. Crofts, Jeff W. Fromm
  • Publication number: 20120290478
    Abstract: A comprehensive platform for processing financial transactions is disclosed. The platform is a cloud based and comprises an application programming interface so that application developers can take advantage of the services provided by the framework. The platform replaces many of the expensive, outdated or inefficient aspects of traditional payment processing methods.
    Type: Application
    Filed: May 13, 2011
    Publication date: November 15, 2012
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Paul M. Crofts, Jeff W. Fromm