Patents by Inventor Jeffery W. Brown

Jeffery W. Brown has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SYSTEM AND METHOD FOR PROCESSING RETRIEVAL REQUESTS
    Publication number: 20120290458
    Abstract: A system for processing transaction data is provided. The system includes a substitute draft system that receives a retrieval request and generates a substitute draft in response to the retrieval request. The system also includes a merchant interface that is connected to the retrieval system. The merchant interface generates a merchant request in response to the retrieval request. The system thus allows a substitute draft to be generated in response to the retrieval request that may eliminate the need for a merchant response with a sales draft to the request. The system provides for higher and more efficient completion of retrieval requests by ensuring that such retrieval requests receive at least a substitute draft response. By providing at least a substitute draft response to the card user, a chargeback for no response is avoided.
    Type: Application
    Filed: July 27, 2012
    Publication date: November 15, 2012
    Inventors: Thomas J. Marsan, Jeffery W. Brown
  • System and method for processing retrieval requests
    Patent number: 8234213
    Abstract: A system for processing transaction data is provided. The system includes a substitute draft system that receives a retrieval request and generates a substitute draft in response to the retrieval request. The system also includes a merchant interface that is connected to the retrieval system. The merchant interface generates a merchant request in response to the retrieval request. The system thus allows a substitute draft to be generated in response to the retrieval request that may eliminate the need for a merchant response with a sales draft to the request. The system provides for higher and more efficient completion of retrieval requests by ensuring that such retrieval requests receive at least a substitute draft response. By providing at least a substitute draft response to the card user, a chargeback for no response is avoided.
    Type: Grant
    Filed: December 14, 2010
    Date of Patent: July 31, 2012
    Assignee: Paymentech, LLC
    Inventors: Thomas J. Marsan, Jeffery W. Brown
  • SYSTEM AND METHOD FOR PROCESSING RETRIEVAL REQUESTS
    Publication number: 20110173117
    Abstract: A system for processing transaction data is provided. The system includes a substitute draft system that receives a retrieval request and generates a substitute draft in response to the retrieval request. The system also includes a merchant interface that is connected to the retrieval system. The merchant interface generates a merchant request in response to the retrieval request. The system thus allows a substitute draft to be generated in response to the retrieval request that may eliminate the need for a merchant response with a sales draft to the request. The system provides for higher and more efficient completion of retrieval requests by ensuring that such retrieval requests receive at least a substitute draft response. By providing at least a substitute draft response to the card user, a chargeback for no response is avoided.
    Type: Application
    Filed: December 14, 2010
    Publication date: July 14, 2011
    Inventors: Thomas J. Marsan, Jeffery W. Brown
  • System and method for processing retrieval requests
    Patent number: 7313542
    Abstract: A system for processing transaction data is provided. The system includes a substitute draft system that receives a retrieval request and generates a substitute draft in response to the retrieval request. The system also includes a merchant interface that is connected to the retrieval system. The merchant interface generates a merchant request in response to the retrieval request. The system thus allows a substitute draft to be generated in response to the retrieval request that may eliminate the need for a merchant response with a sales draft to the request. The system provides for higher and more efficient completion of retrieval requests by ensuring that such retrieval requests receive at least a substitute draft response. By providing at least a substitute draft response to the card user, a chargeback for no response is avoided.
    Type: Grant
    Filed: October 6, 1999
    Date of Patent: December 25, 2007
    Assignee: Paymentech, L.P.
    Inventors: Thomas J. Marsan, Jeffery W. Brown