Patents by Inventor Jeffrey Bryan Mahacek
Jeffrey Bryan Mahacek has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Patent number: 11308551Abstract: A computer system receives credit information relating to a consumer and a number of high scorers, and determines credit score factors associated with the consumer and the high scorers. The system may construct flippable score factor displays comprising consumer specific information specific to a credit category that may be reversed to display explanatory text regarding how that credit category affects their credit report. The score factor display may include a comparison between the consumer's scores and the high scorers' scores in a number of categories. Scores of high scorers may be periodically refreshed. Additionally, the group of high scorers may be limited according to a particular demographic, such as a geographic location, that may be selectable by a user.Type: GrantFiled: July 8, 2019Date of Patent: April 19, 2022Assignee: Consumerinfo.com, Inc.Inventors: Jeffrey Bryan Mahacek, Janice Anne Rohn
-
Publication number: 20200327610Abstract: In an embodiment, a computer system receives credit information relating to a consumer, and calculates a credit score associated with the consumer. The system constructs a credit score scenario user interface. The system maintains a plurality of credit score simulation scenarios, and calculates a plurality of simulated credit scores associated with respective credit score simulation scenarios. The system also constructs a credit score simulation control interface. The system maintains a plurality of credit score simulation parameters, and generates a user interface with a graphical indication of the calculated credit score and a plurality of sliders, each slider being divided into segments that are colored to graphically indicate the likely effect of repositioning the slider within the respective segment. When the user repositions the sliders, the graphical indication of the calculated credit score is adjusted, based on a recalculation of the credit score.Type: ApplicationFiled: February 13, 2020Publication date: October 15, 2020Inventors: JANICE ANNE ROHN, JULIA E. FEGEL, JEFFREY BRYAN MAHACEK, MICHAEL BURGER
-
Patent number: 10565643Abstract: In an embodiment, a computer system receives credit information relating to a consumer, and calculates a credit score associated with the consumer. The system constructs a credit score scenario user interface. The system maintains a plurality of credit score simulation scenarios, and calculates a plurality of simulated credit scores associated with respective credit score simulation scenarios. The system also constructs a credit score simulation control interface. The system maintains a plurality of credit score simulation parameters, and generates a user interface with a graphical indication of the calculated credit score and a plurality of sliders, each slider being divided into segments that are colored to graphically indicate the likely effect of repositioning the slider within the respective segment. When the user repositions the sliders, the graphical indication of the calculated credit score is adjusted, based on a recalculation of the credit score.Type: GrantFiled: February 10, 2017Date of Patent: February 18, 2020Assignee: CONSUMERINFO.COM, INC.Inventors: Janice Anne Rohn, Julia E. Fegel, Jeffrey Bryan Mahacek, Michael Burger
-
Patent number: 10366450Abstract: A computer system receives credit information relating to a consumer and a number of high scorers, and determines credit score factors associated with the consumer and the high scorers. The system may construct flippable score factor displays comprising consumer specific information specific to a credit category that may be reversed to display explanatory text regarding how that credit category affects their credit report. The score factor display may include a comparison between the consumer's scores and the high scorers' scores in a number of categories. Scores of high scorers may be periodically refreshed. Additionally, the group of high scorers may be limited according to a particular demographic, such as a geographic location, that may be selectable by a user.Type: GrantFiled: January 5, 2015Date of Patent: July 30, 2019Assignee: ConsumerInfo.com, Inc.Inventors: Jeffrey Bryan Mahacek, Janice Anne Rohn
-
Publication number: 20170228820Abstract: In an embodiment, a computer system receives credit information relating to a consumer, and calculates a credit score associated with the consumer. The system constructs a credit score scenario user interface. The system maintains a plurality of credit score simulation scenarios, and calculates a plurality of simulated credit scores associated with respective credit score simulation scenarios. The system also constructs a credit score simulation control interface. The system maintains a plurality of credit score simulation parameters, and generates a user interface with a graphical indication of the calculated credit score and a plurality of sliders, each slider being divided into segments that are colored to graphically indicate the likely effect of repositioning the slider within the respective segment. When the user repositions the sliders, the graphical indication of the calculated credit score is adjusted, based on a recalculation of the credit score.Type: ApplicationFiled: February 10, 2017Publication date: August 10, 2017Inventors: JANICE ANNE ROHN, JULIA E. FEGEL, JEFFREY BRYAN MAHACEK, MICHAEL BURGER
-
Patent number: 9569797Abstract: In an embodiment, a computer system receives credit information relating to a consumer, and calculates a credit score associated with the consumer. The system constructs a credit score scenario user interface. The system maintains a plurality of credit score simulation scenarios, and calculates a plurality of simulated credit scores associated with respective credit score simulation scenarios. The system also constructs a credit score simulation control interface. The system maintains a plurality of credit score simulation parameters, and generates a user interface with a graphical indication of the calculated credit score and a plurality of sliders, each slider being divided into segments that are colored to graphically indicate the likely effect of repositioning the slider within the respective segment. When the user repositions the sliders, the graphical indication of the calculated credit score is adjusted, based on a recalculation of the credit score.Type: GrantFiled: December 15, 2011Date of Patent: February 14, 2017Assignee: CONSUMERINFO.COM, INC.Inventors: Janice Anne Rohn, Julia E. Fegel, Jeffrey Bryan Mahacek, Michael Burger
-
Patent number: 8930263Abstract: A computer system receives credit information relating to a consumer and a number of high scorers, and determines credit score factors associated with the consumer and the high scorers. The system may construct flippable score factor displays comprising consumer specific information specific to a credit category that may be reversed to display explanatory text regarding how that credit category affects their credit report. The score factor display may include a comparison between the consumer's scores and the high scorers' scores in a number of categories. Scores of high scorers may be periodically refreshed. Additionally, the group of high scorers may be limited according to a particular demographic, such as a geographic location, that may be selectable by a user.Type: GrantFiled: March 14, 2013Date of Patent: January 6, 2015Assignee: ConsumerInfo.com, Inc.Inventors: Jeffrey Bryan Mahacek, Janice Anne Rohn