Patents by Inventor Jeffrey D. Phillips

Jeffrey D. Phillips has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Methods and devices for savings participation
    Patent number: 8682760
    Abstract: A computer-based automated savings method includes storing in a memory circuit, for each customer, customer profile data that identifies an account for accumulating automated savings, that identifies customer-specified types of financial transactions for automated savings participation, and that identifies a customer-specified saving algorithm for each of the different types of financial transactions. Notification data is received that is indicative of one of the customers having actively engaged in one of the types of financial transactions for automated savings participation. The customer's profile data in the memory circuit is accessed, the type of financial transaction being engaged in by the customer is compared with the customer-specified types of financial transactions, and therefrom it is determined whether the type of financial transaction qualifies for automated savings participation.
    Type: Grant
    Filed: May 20, 2009
    Date of Patent: March 25, 2014
    Assignee: U.S. Bank National Association
    Inventors: Valerie Felice Cameo, Todd C. Moning, Jeffrey D. Phillips
  • METHODS AND DEVICES FOR SAVINGS PARTICIPATION
    Publication number: 20100299186
    Abstract: A computer-based automated savings method includes storing in a memory circuit, for each customer, customer profile data that identifies an account for accumulating automated savings, that identifies customer-specified types of financial transactions for automated savings participation, and that identifies a customer-specified saving algorithm for each of the different types of financial transactions. Notification data is received that is indicative of one of the customers having actively engaged in one of the types of financial transactions for automated savings participation. The customer's profile data in the memory circuit is accessed, the type of financial transaction being engaged in by the customer is compared with the customer-specified types of financial transactions, and therefrom it is determined whether the type of financial transaction qualifies for automated savings participation.
    Type: Application
    Filed: May 20, 2009
    Publication date: November 25, 2010
    Inventors: Valerie Felice Cameo, Todd C. Moning, Jeffrey D. Phillips