Abstract: Improved belt buckle construction adapted to receive a removable flexible belt loop and having material covering fixedly secured onto a belt buckle frame, the frame having raised sides on two opposite edges forming a recessed flat section for protecting a material covering wrapped around the buckle frame and extending between said opposite edges, extensions at one end of the belt buckle extending in opposite directions of the raised edges for forming a hinge element for engaging a flanged locking member disposed to have a claw grabbing surface for securing a belt strap end against the adjacent surface of the mating material covering, the flanged locking member having snap tabs at the free end thereof and for engaging snap formed tabs extending in an opposite direction of the raised sides located or positioned at the other end of the belt buckle from the hinged elements, and intermediate clamp elements for engaging a folded strap section in fixed relation to the belt frame.