Abstract: A system. The system includes a processor, a memory coupled to the processor, a first wireless communication circuit coupled to the processor. The first wireless communication circuit is configured to receive, from an operations center remotely located with respect to a vehicle, a message comprising an alert concerning a payment event. The system also includes a second wireless communication circuit, distinct from the first wireless communication circuit, coupled to the processor. The second wireless communication circuit is configured to relay the alert to a wireless device.

Abstract: Selectively enabling a vehicle by way of a portable wireless device. At least some of the illustrative embodiments are systems: a data center; a portable wireless device; and an onboard device affixed to a vehicle. The onboard device communicates to the data center by way of the portable wireless device. The portable wireless device programmed to: send a command to disable the vehicle to the onboard device by way of a first communication protocol; send a command to enable the vehicle to the onboard device by way of the first communication protocol; and send an indication of location of the vehicle to the data center over a second communication protocol.

Abstract: Selectively enabling a vehicle by way of a portable wireless device. At least some of the illustrative embodiments are systems: a data center; a portable wireless device; and an onboard device affixed to a vehicle. The onboard device communicates to the data center by way of the portable wireless device. The portable wireless device programmed to: send a command to disable the vehicle to the onboard device by way of a first communication protocol; send a command to enable the vehicle to the onboard device by way of the first communication protocol; and send an indication of location of the vehicle to the data center over a second communication protocol.

Abstract: Selectively enabling a vehicle by way of a portable wireless device. At least some of the illustrative embodiments are methods including: enabling a vehicle when a portable wireless device is communicatively coupled to an onboard device by way of a first communication network; sending an indication of location of the vehicle to a data center; and disabling the vehicle when the portable wireless device is no longer communicatively coupled to the onboard device. In some cases, the sending by: receiving global positioning system (GPS) signals by the portable wireless device; establishing that the portable wireless device is proximate to the vehicle; and sending an indication of location to the data center, the sending by the portable wireless device.

Abstract: Providing information to an occupant of a vehicle. At least some of the illustrative embodiments are methods including: identifying an occupant of a vehicle, the identifying creates an indicia of occupant identity; determining an identity of the vehicle, the determining creates an indicia of vehicle identity; tracking location of the vehicle when occupied by the occupant; and providing information to the occupant, the information selected based on the indicia of occupant identity, the indicia of vehicle identity, and/or the locations of vehicle when occupied by the occupant.

Abstract: Providing information to an occupant of a vehicle. At least some of the illustrative embodiments are methods including: identifying an occupant of a vehicle, the identifying creates an indicia of occupant identity; determining an identity of the vehicle, the determining creates an indicia of vehicle identity; tracking location of the vehicle when occupied by the occupant; and providing information to the occupant, the information selected based on the indicia of occupant identity, the indicia of vehicle identity, and/or the locations of vehicle when occupied by the occupant.

Abstract: Establishing geo-fence boundaries and collecting data. At least some of the illustrative embodiments are methods including: detecting a vehicle is located within a first political boundary; establishing a first geo-fence boundary for the vehicle corresponding to the first political boundary, the establishing responsive to detecting the vehicle is within the first political boundary; collecting data regarding the vehicle movement within the first geo-fence boundary; and detecting the vehicle has departed the first geo-fence boundary.

Abstract: Establishing geo-fence Boundaries. At least some embodiments involve detecting a vehicle has been in a collision, establishing a geo-fence boundary for the vehicle responsive to the detecting, monitoring a movement of the vehicle with respect to the geo-fence boundary, and issuing an alert if movement of the vehicle outside the geo-fence boundary is indicative of improperly departing a scene of the collision.

Abstract: Increasing credit score of a borrower. At least some of the illustrative embodiments are methods including: accepting an application from a borrower, the application for a motor vehicle loan, and the application accepted by way of an electronic submission to a data center; determining that the borrower has an indicia of credit worthiness below a predetermined threshold, the determining by way of a computer system of the data center; offering the borrower a first loan with a requirement that a first motor vehicle purchased with the first loan comprise a first on-board device configured to provide location of the first motor vehicle; and if the borrower accepts tracking the loan payments made by the borrower, the tracking by way of a computer system; and reporting loan payments to a credit reporting agency, the reporting by way of a computer system.

Abstract: Providing information to an occupant of a vehicle. At least some of the illustrative embodiments are methods including: identifying an occupant of a vehicle, the identifying creates an indicia of occupant identity; determining an identity of the vehicle, the determining creates an indicia of vehicle identity; tracking location of the vehicle when occupied by the occupant; and providing information to the occupant, the information selected based on the indicia of occupant identity, the indicia of vehicle identity, and/or the locations of vehicle when occupied by the occupant.

Abstract: Establishing geo-fence boundaries and collecting data. At least some of the illustrative embodiments are methods including: detecting a vehicle is located within a first political boundary; establishing a first geo-fence boundary for the vehicle corresponding to the first political boundary, the establishing responsive to detecting the vehicle is within the first political boundary; collecting data regarding the vehicle movement within the first geo-fence boundary; and detecting the vehicle has departed the first geo-fence boundary.

Abstract: Selectively enabling a vehicle by way of a portable wireless device. At least some of the illustrative embodiments are methods including: enabling a vehicle when a portable wireless device is communicatively coupled to an onboard device by way of a first communication network; sending an indication of location of the vehicle to a data center; and disabling the vehicle when the portable wireless device is no longer communicatively coupled to the onboard device. In some cases, the sending by: receiving global positioning system (GPS) signals by the portable wireless device; establishing that the portable wireless device is proximate to the vehicle; and sending an indication of location to the data center, the sending by the portable wireless device.