Patents by Inventor Jeffrey J. Pilarcik

Jeffrey J. Pilarcik has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8517258
    Abstract: Systems and methods of attracting and retaining customers of a Banking institution through an incentive program is disclosed, comprising: operating a promotional program, comprising the dispensing of a indicia redeemable for a prize, and wherein the dispensing of the indicia is accomplished through the use of an automated teller machine (ATM); and operating a rewards program, wherein upon a customer completing a triggering behavior, a specified reward is granted to the customer. Systems and methods of operating a promotional program for customers of a Banking institution is also disclosed, wherein the method comprises dispensing a indicia redeemable for a prize, and wherein the dispensing of the indicia is accomplished through the use of an automated checking machine (ATM).
    Type: Grant
    Filed: January 18, 2011
    Date of Patent: August 27, 2013
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Robert Cameron Taylor, Jeffrey J. Pilarcik
  • Patent number: 8408455
    Abstract: Aspects of the invention include systems and methods of using an Automated Teller Machine (ATM) to access a rewards account. The customer may access the ATM using a card or other device. Account information associated with the customer, including a rewards account, may be retrieved by the ATM. Through the ATM, the customer may perform actions upon the rewards account. The actions may include, but are not limited to, a balance inquiry, a withdrawal and/or redemption, an account transfer, and preferences. Subsequent to, or coincident with, a withdrawal/redemption or account transfer, the rewards account may be debited an appropriate amount to equate to the amount of the withdrawal/redemption or account transfer. Following the completion of the customer's transaction, a receipt may be dispensed from the ATM. The receipt may include the rewards account balance.
    Type: Grant
    Filed: November 16, 2009
    Date of Patent: April 2, 2013
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Robert Cameron Taylor, Jeffrey J. Pilarcik, Paula M. Ley
  • Patent number: 7926711
    Abstract: Systems and methods of attracting and retaining customers of a Banking institution through an incentive program is disclosed, comprising: operating a promotional program, comprising the dispensing of a indicia redeemable for a prize, and wherein the dispensing of the indicia is accomplished through the use of an automated teller machine (ATM); and operating a rewards program, wherein upon a customer completing a triggering behavior, a specified reward is granted to the customer. Systems and methods of operating a promotional program for customers of a Banking institution is also disclosed, wherein the method comprises dispensing a indicia redeemable for a prize, and wherein the dispensing of the indicia is accomplished through the use of an automated checking machine (ATM).
    Type: Grant
    Filed: August 24, 2009
    Date of Patent: April 19, 2011
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Robert Cameron Taylor, Jeffrey J. Pilarcik
  • Patent number: 7784682
    Abstract: Systems and methods of attracting and retaining customers of a Banking institution through an incentive program is disclosed, comprising: operating a promotional program, comprising the dispensing of a indicia redeemable for a prize, and wherein the dispensing of the indicia is accomplished through the use of an automated teller machine (ATM); and operating a rewards program, wherein upon a customer completing a triggering behavior, a specified reward is granted to the customer. Systems and methods of operating a promotional program for customers of a Banking institution is also disclosed, wherein the method comprises dispensing a indicia redeemable for a prize, and wherein the dispensing of the indicia is accomplished through the use of an automated checking machine (ATM).
    Type: Grant
    Filed: April 13, 2006
    Date of Patent: August 31, 2010
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Robert Cameron Taylor, Jeffrey J. Pilarcik
  • Patent number: 7753259
    Abstract: Methods of operating a promotional program for customers of a Banking institution are disclosed, comprising the dispensing a receipt with a symbol or picture thereon redeemable for a prize, wherein the dispensing of the receipt is accomplished through the use of an automated teller machine (ATM); and wherein the ATM machine dispenses the receipt after successful completion of a transaction. The symbol or picture may be printed or stamped or otherwise affixed on the receipt dispensed from the ATM, either before or during the transaction. ATM receipts with the symbol or picture may be irregularly or randomly dispensed. Such promotional programs may be used to give away varied prizes, including but not limited to tickets for sporting events.
    Type: Grant
    Filed: August 14, 2006
    Date of Patent: July 13, 2010
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Robert Cameron Taylor, Jeffrey J. Pilarcik
  • Publication number: 20090313106
    Abstract: Systems and methods of attracting and retaining customers of a Banking institution through an incentive program is disclosed, comprising: operating a promotional program, comprising the dispensing of a indicia redeemable for a prize, and wherein the dispensing of the indicia is accomplished through the use of an automated teller machine (ATM); and operating a rewards program, wherein upon a customer completing a triggering behavior, a specified reward is granted to the customer. Systems and methods of operating a promotional program for customers of a Banking institution is also disclosed, wherein the method comprises dispensing a indicia redeemable for a prize, and wherein the dispensing of the indicia is accomplished through the use of an automated checking machine (ATM).
    Type: Application
    Filed: August 24, 2009
    Publication date: December 17, 2009
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Robert Cameron TAYLOR, Jeffrey J. Pilarcik