Abstract: Systems and methods of the present disclosure include at least one building component detection sensor device configured to be deployed within (or proximate to) a building comprised of a plurality of building components. The at least one building component detection sensor device is configured to detect data relating to at least one building component of the plurality of building components. In addition, a building component property determination system includes a processor configured to execute instructions stored in memory to determine one or more properties of the at least one building component based at least in part on the data detected by the at least one building component detection sensor device.

Abstract: The invention provides a method and system for providing and managing a ubiquitous financial services account for provision, interpretation, and evaluation of mortgage services by way of online automatic online services. The method can include automatic online services that are consultative in nature, i.e., services that coach a user to alter input in fashions that maximize the display of potential financial services products to the customer. For instance, the customer can be prompted to alter inputs relating to either his desired financial services products, or to his personal financial characteristics, in order to alter or favorably influence the display of financial services products for which he qualifies.