Patents by Inventor Jeffrey Joyce

Jeffrey Joyce has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20250209057
    Abstract: Systems and methods help the user revise their goals including prompt-based goal revisions and AI-based prediction that based on financial behaviors of the user that shown the system can recommend revised goals. In some instances, a decision tree feedback loop is utilized to automatically modify the goals.
    Type: Application
    Filed: February 20, 2025
    Publication date: June 26, 2025
    Applicant: Truist Bank
    Inventors: Michael Taylor John, Noah Jeffrey Joyce
  • Patent number: 12314246
    Abstract: Systems and methods help the user revise their goals including prompt-based goal revisions and AI-based prediction that based on financial behaviors of the user that shown the system can recommend revised goals. In some instances, a decision tree feedback loop is utilized to automatically modify the goals.
    Type: Grant
    Filed: October 31, 2023
    Date of Patent: May 27, 2025
    Assignee: TRUIST BANK
    Inventors: Michael Taylor John, Noah Jeffrey Joyce
  • Publication number: 20250140057
    Abstract: Systems and methods help the user revise their goals including prompt-based goal revisions and AI-based prediction that based on financial behaviors of the user that shown the system can recommend revised goals. In some instances, a decision tree feedback loop is utilized to automatically modify the goals.
    Type: Application
    Filed: October 31, 2023
    Publication date: May 1, 2025
    Applicant: Truist Bank
    Inventors: Michael Taylor John, Noah Jeffrey Joyce
  • Publication number: 20250139079
    Abstract: Systems and methods help the user revise their goals including prompt-based goal revisions and AI-based prediction that based on financial behaviors of the user that shown the system can recommend revised goals. In some instances, a decision tree feedback loop is utilized to automatically modify the goals.
    Type: Application
    Filed: October 31, 2023
    Publication date: May 1, 2025
    Applicant: Truist Bank
    Inventors: Michael Taylor John, Noah Jeffrey Joyce
  • Publication number: 20250108298
    Abstract: A gaming graphical user interface is generated for conducting query and reply trials by use of AI. A computing system of a first entity is operated to conduct a session of multiple trials, in succession, in each of which the computing system is operated to: procure, using an AI algorithm trained by a machine learning technique, a trial-unique query prompt based at least in part on the player rating by at least one of automatically generating the query prompt and selecting the query prompt; send the trial-unique query prompt to the player device; receive a reply signal from the player device; compare the reply signal to a stored key to confirm only one of affirmation and refutation; upon confirming affirmation, incrementing a token count associated with the user device; toll a trial count; and upon the trial count reaching a predetermined condition, terminating the session of multiple trials.
    Type: Application
    Filed: September 29, 2023
    Publication date: April 3, 2025
    Applicant: Truist Bank
    Inventors: Michael Taylor John, Noah Jeffrey Joyce
  • Publication number: 20250108297
    Abstract: A gaming graphical user interface is generated for conducting query and reply trials. A computing system of a first entity is operated to conduct a session of multiple trials, in succession, in each of which the computing system is operated to: select a trial-unique query prompt based at least in part on the player rating by at least one of automatically generating the query prompt and selecting the query prompt; send the trial-unique query prompt to the player device; receive a reply signal from the player device; compare the reply signal to a stored key to confirm only one of affirmation and refutation; upon confirming affirmation, incrementing a token count associated with the user device; toll a trial count; and upon the trial count reaching a predetermined condition, terminating the session of multiple trials.
    Type: Application
    Filed: September 29, 2023
    Publication date: April 3, 2025
    Applicant: Truist Bank
    Inventors: Michael Taylor John, Noah Jeffrey Joyce
  • Publication number: 20250104518
    Abstract: Systems and methods for establishing and achieving objectives determine that a user has accessed, via a user device, a gaming profile associated with an entity. The system transmits to the user device a digital communication, wherein the digital communication includes queries for determining a preferred objective of the user. After receiving one or more user inputs from the user device in response to the queries, the system derives the user's preferred objective, which is stored in an entity data source. Through the user device, the system determines that the user has accessed the gaming profile of the gaming software application associated with the entity. The system monitors the gaming profile of the user for completion of the one or more gaming actions and allocates to the gaming profile remuneration in an amount correlated to the user's preferred objective.
    Type: Application
    Filed: September 27, 2023
    Publication date: March 27, 2025
    Applicant: Truist Bank
    Inventors: Michael Taylor John, Noah Jeffrey Joyce
  • Publication number: 20250104517
    Abstract: Systems and methods for establishing and achieving objectives that benefit a user and an entity include at least one processor that determines that a user has created, via a user device, a gaming profile associated with an entity. The processor displays one or more user objectives via the user device and receives a user selection of at least one user objective from the one or more user objectives. A gaming action is created that is capable of being performed via the user device that would permit a user to achieve the at least one user device. After receiving an indication from the user device that the user has achieved the at least one user device, a digital remuneration is transmitted to the user's gaming profile in an amount correlated to the at least one user objective achieved by the user.
    Type: Application
    Filed: September 27, 2023
    Publication date: March 27, 2025
    Applicant: Truist Bank
    Inventors: Michael Taylor John, Noah Jeffrey Joyce
  • Publication number: 20250099857
    Abstract: Systems and methods for achieving objectives include receiving, via a user device, user input requesting access to a gaming profile, receiving entity data from the user's gaming profile, collecting entity data from a plurality of user profiles associated with an entity, and extracting resource data from the entity data for the user and the plurality of users. In response to extracting the resource data, the system uses a machine learning dataset to predict an objective for the user. Based on the predicted objective, the system determines gaming actions capable of being performed via the user device and associated with the gaming profile that would further the objective. The system assigns a remuneration amount to each gaming action, monitors the gaming profile for completion of the gaming actions, and allocates to the gaming profile remuneration in the amount assigned to the gaming actions completed by the user.
    Type: Application
    Filed: September 27, 2023
    Publication date: March 27, 2025
    Applicant: Truist Bank
    Inventors: Michael Taylor John, Noah Jeffrey Joyce
  • Publication number: 20250083054
    Abstract: Systems and methods determine that a user has initiated, via a user device, a gaming profile associated with an entity and access an entity data source storing user data corresponding to a user profile of the user, the user data including information about current user resources. Based in part on the current user resources, entity aim(s) associated with the user are derived that would benefit the entity, and gaming action(s) capable of being performed via the user device and associated with the gaming profile that would further the entity aim(s) are determined. Based in part on the entity aim(s), a weighted value is calculated and assigned to each of the gaming action(s). The gaming profile of the user is monitored for completion of the gaming action(s), and remuneration is allocated to the gaming profile in an amount correlated with the weighted value assigned to the completed gaming action(s).
    Type: Application
    Filed: September 13, 2023
    Publication date: March 13, 2025
    Applicant: Truist Bank
    Inventors: Michael Taylor John, Noah Jeffrey Joyce
  • Publication number: 20250083056
    Abstract: Systems and methods include computer store(s) that include communicative data, for each electronic message, defining a plurality of communicative elements and user resource data, for each user, defining variables associated with user resources that correspond to the user(s). Each electronic message is associated with entity aim(s) of an entity and the user(s) each include account(s) that include the user resources. In addition, processor(s) associated with the entity and in communication with the computer store are programmed to derive, based at least in part on the user resource data, user-specific aim(s) from the entity aim(s) that would benefit the entity and associated gaming action(s) directed to the user-specific aim(s) that are capable of being performed by the user via an interactive gaming application associated with the entity. Based at least in part on the communicative data, electronic message(s) are identified that would further aim(s) of the user-specific aim(s) and transmitted.
    Type: Application
    Filed: September 13, 2023
    Publication date: March 13, 2025
    Applicant: Truist Bank
    Inventors: Michael Taylor John, Noah Jeffrey Joyce
  • Patent number: 9740178
    Abstract: A fault tolerant controller system includes a first controller and a second controller. One of the first and second controllers designated as a primary controller for generating control signals intended to control actuation devices on a vehicle under non-fault operating conditions, and the other of the first and second controllers designated as a secondary controller generating control signals intended to control actuation devices on the vehicle. The actuation devices are responsive only to the designated primary controller. An error is detected in the primary controller and a message is transmitted from the faulty controller to the non-faulty controller identifying the error. The non-faulty controller is subsequently designated as the primary controller. The control signals including an identifier that identifies the non-faulty controller as the designated primary controller. In response to detecting the error, the faulty controller is reset to operate in a safe operating mode as the secondary controller.
    Type: Grant
    Filed: March 14, 2013
    Date of Patent: August 22, 2017
    Assignee: GM Global Technology Operations LLC
    Inventors: Rami I. Debouk, Stephen M. Baker, Jeffrey Joyce
  • Patent number: 9244460
    Abstract: The present disclosure relates to an automated system for use in connection with longitudinal deceleration, longitudinal acceleration, and lateral acceleration functions. The system includes an interface receiving signals from and transmitting signals to a controller. The system also includes a safety kernel system comprising safety kernel software and a set of safety rules. Also disclosed are methods for use in a motion control system in connection with vehicle deceleration, acceleration, and lateral acceleration. The methods in some cases include receiving an initial request into a safety kernel software and determining whether the safety kernel software has received an override. The methods can also include detecting a violation of any primary safeguards defined by the safety kernel software, detecting a violation within a set of secondary safeguards defined by the safety kernel software, and adjusting the initial request to a modified level; and transmitting the modified level to an actuator.
    Type: Grant
    Filed: December 31, 2013
    Date of Patent: January 26, 2016
    Assignee: GM Global Technology Operations LLC
    Inventors: Rami I. Debouk, Thomas E. Fuhrman, Stephen M. Baker, Kevin M. O′Dea, Jeffrey Joyce
  • Publication number: 20150185732
    Abstract: The present disclosure relates to an automated system for use in connection with longitudinal deceleration, longitudinal acceleration, and lateral acceleration functions. The system includes an interface receiving signals from and transmitting signals to a controller. The system also includes a safety kernel system comprising safety kernel software and a set of safety rules. Also disclosed are methods for use in a motion control system in connection with vehicle deceleration, acceleration, and lateral acceleration. The methods in some cases include receiving an initial request into a safety kernel software and determining whether the safety kernel software has received an override. The methods can also include detecting a violation of any primary safeguards defined by the safety kernel software, detecting a violation within a set of secondary safeguards defined by the safety kernel software, and adjusting the initial request to a modified level; and transmitting the modified level to an actuator.
    Type: Application
    Filed: December 31, 2013
    Publication date: July 2, 2015
    Applicant: GM GLOBAL TECHNOLOGY OPERATIONS LLC
    Inventors: RAMI I. DEBOUK, Thomas E. Fuhrman, Stephen M. Baker, Kevin M. O'Dea, Jeffrey Joyce
  • Publication number: 20140277608
    Abstract: A fault tolerant controller system includes a first controller and a second controller. One of the first and second controllers designated as a primary controller for generating control signals intended to control actuation devices on a vehicle under non-fault operating conditions, and the other of the first and second controllers designated as a secondary controller generating control signals intended to control actuation devices on the vehicle. The actuation devices are responsive only to the designated primary controller. An error is detected in the primary controller and a message is transmitted from the faulty controller to the non-faulty controller identifying the error. The non-faulty controller is subsequently designated as the primary controller. The control signals including an identifier that identifies the non-faulty controller as the designated primary controller. In response to detecting the error, the faulty controller is reset to operate in a safe operating mode as the secondary controller.
    Type: Application
    Filed: March 14, 2013
    Publication date: September 18, 2014
    Applicant: GM GLOBAL TECHNOLOGY OPERATIONS LLC
    Inventors: Rami I. Debouk, Stephen M. Baker, Jeffrey Joyce
  • Patent number: 8618922
    Abstract: A method for ensuring operation of a limited-ability autonomous driving enabled vehicle includes monitoring a plurality of specific conditions necessary for preferred and reliable use of limited-ability autonomous driving, and initiating a fault handling and degradation strategy configured to maneuver the vehicle to a preferred state if the driver is unable to manually control the vehicle when at least one of the specific conditions is either violated or will become violated.
    Type: Grant
    Filed: March 8, 2011
    Date of Patent: December 31, 2013
    Assignee: GM Global Technology Operations LLC
    Inventors: Rami I. Debouk, Barbara J. Czerny, Joseph G. D'Ambrosio, Jeffrey Joyce, Massimo Osella, Vijaya Vittal Ramachandra
  • Publication number: 20110241862
    Abstract: A method for ensuring operation of a limited-ability autonomous driving enabled vehicle includes monitoring a plurality of specific conditions necessary for preferred and reliable use of limited-ability autonomous driving, and initiating a fault handling and degradation strategy configured to maneuver the vehicle to a preferred state if the driver is unable to manually control the vehicle when at least one of the specific conditions is either violated or will become violated.
    Type: Application
    Filed: March 8, 2011
    Publication date: October 6, 2011
    Applicant: GM GLOBAL TECHNOLOGY OPERATIONS LLC
    Inventors: Rami I. Debouk, Barbara J. Czerny, Joseph G. D'ambrosio, Jeffrey Joyce, Massimo Osella, Vijaya Vittal Ramachandra
  • Publication number: 20060156063
    Abstract: A system and method are provided that allow an instant messaging (IM) user device to conduct transactions with transaction systems that do not natively allow IM inputs or message processing, wherein an intermediate functionality translates or transforms IM messages from the user device into non-IM communications that can be processed by the transaction system and translates or transform non-IM communications from the transaction system into IM communications for the user device.
    Type: Application
    Filed: December 20, 2005
    Publication date: July 13, 2006
    Applicant: Travel Sciences, Inc.
    Inventors: Joseph Mazzarella, Jeffrey Joyce
  • Publication number: 20050015164
    Abstract: A method for scheduling manufacture of an item in a factory which includes planning a time for manufacturing an item so as to have the manufacture of the item complete during a desired shipping window, determining the desired shipping window so as to allow the item to be shipped via a lower cost shipping method while arriving at a destination as if shipped via an expedited shipping method, and determining a carrier service for shipping the item so as to enable the item to be shipped via a lower cost shipping method while arriving at a destination as if shipped via an expedited shipping method.
    Type: Application
    Filed: July 18, 2003
    Publication date: January 20, 2005
    Inventors: Steven Loring, Wayne Zorn, Allison Searcy, Ihab Al-Wazani, Jeffrey Joyce, William Reeves, Michael Rogers, Christopher Waters
  • Publication number: 20050015167
    Abstract: A method for scheduling manufacture of an order in a factory which includes planning a time for manufacturing an order so as to have the manufacture of the order complete during a desired shipping window and determining the desired shipping window so as to allow the order to be shipped via a lower cost shipping method while arriving at a destination. A method manufacturing an order in a factory which includes synchronizing production of the order with a desired routing schedule and determining the desired routing schedule so as to allow the order to be routed via lower cost shipping method while arriving at a destination.
    Type: Application
    Filed: July 18, 2003
    Publication date: January 20, 2005
    Inventors: Allison Searcy, Ihab Al-Wazani, Jeffrey Joyce, Steven Loring, William Reeves, Michael Rogers, Christopher Waters, Wayne Zorn