Abstract: A payment-enabled mobile device is placed in communication with a POS (point of sale) terminal to facilitate a purchase transaction. A user selects a payment account in the payment-enabled mobile device. Payment credentials are transmitted from the payment-enabled mobile device to the POS terminal. The payment credentials include a PAN-length identifier that identifies an issuer of the selected payment account.

Abstract: Systems and methods for use in identifying payment accounts to segments are provided. One exemplary method includes receiving a first indicator for a first location from a communication device, where the communication device is associated with a consumer and the consumer is associated with a payment account issued to the consumer by an issuer. The method also includes appending, by a computing device, the payment account to a first segment based on the first location indicator, and causing at least one rule associated with the payment account to be modified where the at least one rule relates to authorization of transactions in a first region including the first location.

Abstract: Transaction data is obtained relating to a current purchase transaction. An account indicator is retrieved. The transaction data is used to transform the account indicator. The transformed account indicator is encrypted to generate an encrypted account indicator.

Abstract: Transaction data is obtained relating to a current purchase transaction. An account indicator is retrieved. The transaction data is used to transform the account indicator. The transformed account indicator is encrypted to generate an encrypted account indicator.

Abstract: A payment-enabled mobile device is placed in communication with a POS (point of sale) terminal to facilitate a purchase transaction. A user selects a payment account in the payment-enabled mobile device. Payment credentials are transmitted from the payment-enabled mobile device to the POS terminal. The payment credentials include a PAN-length identifier that identifies an issuer of the selected payment account.

Abstract: Systems and methods for use in identifying payment accounts to segments are provided. One exemplary method includes receiving a first indicator for a first location from a communication device, where the communication device is associated with a consumer and the consumer is associated with a payment account issued to the consumer by an issuer. The method also includes appending, by a computing device, the payment account to a first segment based on the first location indicator, and causing at least one rule associated with the payment account to be modified where the at least one rule relates to authorization of transactions in a first region including the first location.

Abstract: A payment-enabled mobile device is placed in communication with a POS (point of sale) terminal to facilitate a purchase transaction. A user selects a payment account in the payment-enabled mobile device. Payment credentials are transmitted from the payment-enabled mobile device to the POS terminal The payment credentials include a PAN-length identifier that identifies an issuer of the selected payment account.

Abstract: Transaction data is obtained relating to a current purchase transaction. An account indicator is retrieved. The transaction data is used to transform the account indicator. The transformed account indicator is encrypted to generate an encrypted account indicator.

Abstract: Transaction data is obtained relating to a current purchase transaction. An account indicator is retrieved. The transaction data is used to transform the account indicator. The transformed account indicator is encrypted to generate an encrypted account indicator.

Abstract: Systems and methods for use in identifying payment accounts to segments are provided. One exemplary method includes receiving a first indicator for a first location from a communication device, where the communication device is associated with a consumer and the consumer is associated with a payment account issued to the consumer by an issuer. The method also includes appending, by a computing device, the payment account to a first segment based on the first location indicator, and causing at least one rule associated with the payment account to be modified where the at least one rule relates to authorization of transactions in a first region including the first location.

Abstract: Systems and methods for use in segmenting payment accounts based on threat events are disclosed. An exemplary method includes identifying, by a computing device, a payment account associated with a threat event, appending, by the computing device, the payment account to a risk segment, and causing review of the payment account based on inclusion of the payment account in said risk segment. The threat event may include a contact by a risk associated computing device accessing the payment account, or a contact by a risk associated user accessing the payment account.

Abstract: A payment-enabled mobile device is placed in communication with a POS (point of sale) terminal to facilitate a purchase transaction. A user selects a payment account in the payment-enabled mobile device. Payment credentials are transmitted from the payment-enabled mobile device to the POS terminal The payment credentials include a PAN-length identifier that identifies an issuer of the selected payment account.

Abstract: At the point of sale, a user of a payment-enabled mobile device opens a wallet application program and selects a payment account for use in a purchase transaction. The user is prompted to select a sub-account from among a number of sub-accounts associated with the selected payment account. The user selects one of the sub-accounts, and the transaction is ultimately assigned to the selected sub-account by the account issuer. Assignment of transactions to sub-accounts is reflected in payment account statements rendered to the user by the account issuer.

Abstract: Transaction data is obtained relating to a current purchase transaction. An account indicator is retrieved. The transaction data is used to transform the account indicator. The transformed account indicator is encrypted to generate an encrypted account indicator.

Abstract: A system for permitting a participant to transact a purchase using awarded points with a vendor system which transacts purchases in currency. A loyalty program awards points to the participant. The awarded points are maintained in a point account for the participant. An application programming interface (API) interfaces with the vendor system. A program account for use in currency transactions provides the basis for the purchase with the vendor system. A graphical user interface (GUI) provides an interface between the participant and the API and for communicating with the loyalty program.

Abstract: A system for permitting a participant to transact a purchase using awarded points with a vendor system which transacts purchases in currency. A loyalty program awards points to the participant. The awarded points are maintained in a point account for the participant. An application programming interface (API) interfaces with the vendor system. A program account for use in currency transactions provides the basis for the purchase with the vendor system. A graphical user interface (GUI) provides an interface between the participant and the API and for communicating with the loyalty program.