Patents by Inventor Jeffrey Lawrence Herman

Jeffrey Lawrence Herman has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • ANNOTATING A TRANSACTION HISTORY RECORD WITH MERCHANT INFORMATION IDENTIFIED FROM A MERCHANT IDENTIFIER AND USER COMPUTING DEVICE LOCATION DATA
    Publication number: 20190213671
    Abstract: A payment processing system receives one or more indications of a user's location at a time that the user initiates a transaction with a merchant system at a physical location of the merchant system, processes the transaction, and receives a merchant point of sale identifier from the issuer system associated with the financial account information selected by the user. The payment processing system creates a combined list of candidate merchant identities based on the received merchant POS identifier and the user computing device location. The payment processing system calculates a probability for each of the merchant identities in the list based on similarity to the merchant POS identifier and user location data. The payment processing system associates the merchant POS identifier with the merchant identity having the highest probability and creates an annotated transaction record to display to the user.
    Type: Application
    Filed: March 19, 2019
    Publication date: July 11, 2019
    Inventors: Jeffrey Lawrence Herman, Qiming Fang
  • Annotating a transaction history record with merchant information identified from a merchant identifier and user computing device location data
    Patent number: 10255631
    Abstract: A payment processing system receives one or more indications of a user's location at a time that the user initiates a transaction with a merchant system at a physical location of the merchant system, processes the transaction, and receives a merchant point of sale identifier from the issuer system associated with the financial account information selected by the user. The payment processing system creates a combined list of candidate merchant identities based on the received merchant POS identifier and the user computing device location. The payment processing system calculates a probability for each of the merchant identities in the list based on similarity to the merchant POS identifier and user location data. The payment processing system associates the merchant POS identifier with the merchant identity having the highest probability and creates an annotated transaction record to display to the user.
    Type: Grant
    Filed: October 1, 2014
    Date of Patent: April 9, 2019
    Assignee: GOOGLE LLC
    Inventors: Jeffrey Lawrence Herman, Qiming Fang
  • ANNOTATING A TRANSACTION HISTORY RECORD WITH MERCHANT INFORMATION IDENTIFIED FROM A MERCHANT IDENTIFIER AND USER COMPUTING DEVICE LOCATION DATA
    Publication number: 20160098790
    Abstract: A payment processing system receives one or more indications of a user's location at a time that the user initiates a transaction with a merchant system at a physical location of the merchant system, processes the transaction, and receives a merchant point of sale identifier from the issuer system associated with the financial account information selected by the user. The payment processing system creates a combined list of candidate merchant identities based on the received merchant POS identifier and the user computing device location. The payment processing system calculates a probability for each of the merchant identities in the list based on similarity to the merchant POS identifier and user location data. The payment processing system associates the merchant POS identifier with the merchant identity having the highest probability and creates an annotated transaction record to display to the user.
    Type: Application
    Filed: October 1, 2014
    Publication date: April 7, 2016
    Inventors: Jeffrey Lawrence Herman, Qiming Fang