Patents by Inventor Jeffrey M. Enright

Jeffrey M. Enright has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20170236101
    Abstract: An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data corresponding to financial accounts from user cards. The card data is linked in at least one data store to data indicating that the card data corresponds to a financial account that is authorized to be used to conduct at least one transaction through use of the automated banking machine. The automated banking machine may be used to carry out financial transfers involving financial accounts by users who are determined to be authorized users of such accounts. Data corresponding to a financial account can also be linked to a mobile wireless device so as to enable financial transfers by authorized users of such accounts.
    Type: Application
    Filed: May 2, 2017
    Publication date: August 17, 2017
    Inventors: Sathish M. IRUDAYAM, Nicholas SCHOTT, Willis MILLER, Matthew R. ZAUGG, James BLOCK, H. Thomas GRAEF, Natarajan RAMACHANDRAN, Jeffrey M. ENRIGHT, Mark A. DOUGLASS
  • Patent number: 9640040
    Abstract: An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data corresponding to financial accounts from user cards. The card data is linked in at least one data store to data indicating that the card data corresponds to a financial account that is authorized to be used to conduct at least one transaction through use of the automated banking machine. The automated banking machine may be used to carry out financial transfers involving financial accounts by users who are determined to be authorized users of such accounts. Data corresponding to a financial account can also be linked to a mobile wireless device so as to enable financial transfers by authorized users of such accounts.
    Type: Grant
    Filed: August 9, 2013
    Date of Patent: May 2, 2017
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Sathish M. Irudayam, Nicholas Schott, Willis Miller, Matthew R. Zaugg, James Block, H. Thomas Graef, Natarajan Ramachandran, Jeffrey M. Enright, Mark A. Douglass
  • Patent number: 9047728
    Abstract: An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data corresponding to financial accounts from user cards. The card data is linked in at least one data store to data indicating that the card data corresponds to a financial account that is authorized to be used to conduct at least one transaction through use of the automated banking machine. The automated banking machine may be used to carry out financial transfers involving financial accounts by users who are determined to be authorized users of such accounts.
    Type: Grant
    Filed: March 13, 2013
    Date of Patent: June 2, 2015
    Assignee: Diebold Self-Service Systems Division of Diebold, Incorporated
    Inventors: Sathish Irudayam, Nicholas Schott, Willis Miller, Matthew Zaugg, James Block, H. Thomas Graef, Natarajan Ramachandran, Jeffrey M. Enright, Mark A. Douglass
  • Patent number: 9038891
    Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.
    Type: Grant
    Filed: April 8, 2014
    Date of Patent: May 26, 2015
    Assignee: Diebold Self-Service Systems Division of Diebold, Incorporated
    Inventors: David N. Lewis, Jeffrey M. Enright, Natarajan Ramachandran, Mark A. Douglass, Tim Crews, Songtao Ma, Randall W. Jenkins, H. Thomas Graef, Sathish M. Irudayam, Klaus Steinbach
  • Patent number: 8840016
    Abstract: An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data corresponding to financial accounts from user cards. The card data is linked in at least one data store to data indicating that the card data corresponds to a financial account that is authorized to be used to conduct at least one transaction through use of the automated banking machine. The automated banking machine may be used to carry out financial transfers involving financial accounts by users who are determined to be authorized users of such accounts.
    Type: Grant
    Filed: March 14, 2013
    Date of Patent: September 23, 2014
    Inventors: Nicholas Schott, Willis Miller, Matthew Zaugg, James Block, H. Thomas Graef, Natarajan Ramachandran, Jeffrey M. Enright, Mark A. Douglass
  • Publication number: 20140081874
    Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.
    Type: Application
    Filed: September 24, 2013
    Publication date: March 20, 2014
    Applicant: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED
    Inventors: David N. LEWIS, Jeffrey M. ENRIGHT, Natarajan RAMACHANDRAN, Mark A. DOUGLASS, Tim CREWS, Songtao MA, Randall W. JENKINS, H. Thomas GRAEF, Sathish M. IRUDAYAM, Klaus STEINBACH
  • Publication number: 20140046842
    Abstract: An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data corresponding to financial accounts from user cards. The card data is linked in at least one data store to data indicating that the card data corresponds to a financial account that is authorized to be used to conduct at least one transaction through use of the automated banking machine. The automated banking machine may be used to carry out financial transfers involving financial accounts by users who are determined to be authorized users of such accounts. Data corresponding to a financial account can also be linked to a mobile wireless device so as to enable financial transfers by authorized users of such accounts.
    Type: Application
    Filed: August 9, 2013
    Publication date: February 13, 2014
    Inventors: Sathish M. IRUDAYAM, Nicholas SCHOTT, Willis MILLER, Matthew R. ZAUGG, James BLOCK, H. Thomas GRAEF, Natarajan RAMACHANDRAN, Jeffrey M. ENRIGHT, Mark A. DOUGLASS
  • Patent number: 8505814
    Abstract: Automated banking machines include a Global Positioning System (GPS). The machines can transmit their GPS location reading to a service center. The service center can receive through a customer's cell phone, a customer request for directions to the nearest card-reading cash-dispensing machine that does not have a transaction fee. The customer request can include account data and GPS location of the cell phone. The service center can determine from the account data which financial networks would not cause the customer to be assessed a transaction fee for a cash withdrawal. The service center can then determine from the GPS locations of the machines in these financial networks, which machine is geographically closest to the phone's GPS location. Directions to this nearest automated banking machine are then sent to the phone.
    Type: Grant
    Filed: January 7, 2013
    Date of Patent: August 13, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: James Block, H. Thomas Graef, Natarajan Ramachandran, Jeffrey M. Enright, Dale H. Blackson
  • Patent number: 8474703
    Abstract: An automated banking machine is part of a banking system that can operate to cause financial transfers responsive to data read from data bearing records, including user cards. The machine is in operative connection with a system operable to capture images related to activity that is conducted at or adjacent to the machine. The machine is positioned at a banking facility having a vault and an entrance. A plurality of cameras are positioned at the facility. Captured images can be analyzed at a remote monitoring center. The monitoring center can operate to assure that employees or customers of the banking facility can safely enter and/or exit the banking facility.
    Type: Grant
    Filed: November 2, 2012
    Date of Patent: July 2, 2013
    Assignee: Diebold, Incorporated
    Inventors: Jacqueline Grimm, Mike Jones, Dane Davisson, Jeffrey M. Enright
  • Patent number: 7669757
    Abstract: Automated transaction machines dispense currency notes and enable the conduct of transactions. In some cases a user is enabled to dispense merchandise from a self-service dispensing machine and is also enabled to selectively receive cash value by charging the amount of such value to a source of monetary source associated with data read from a machine readable article such as a card (80, 82). A user may receive cash value by presenting a printed voucher or other item to a service provider located at a facility (14) at which the service provider exchanges the voucher or other item for cash. Alternatively, cash may be dispensed to the user directly from the self-service dispensing machine. Alternatively the user may pick up merchandise ordered through the machine at a delivery station disposed from the machine.
    Type: Grant
    Filed: November 21, 2006
    Date of Patent: March 2, 2010
    Assignee: Diebold, Incorporated
    Inventors: Tim Crews, Jeffrey M. Enright, Natarajan Ramachandran
  • Patent number: 7416095
    Abstract: An automated banking machine includes a mechanism for accepting deposited items. Deposited items may be provided to the machine in envelopes which are first passed to a user from an envelope storage area (132) in the machine through a transport (124) and which are presented to the user through an opening (244). An envelope storage and dispensing device (134) is operative to assure that only a single envelope is delivered to the user. A user may thereafter include deposit items in the dispensed envelope. The deposited items are passed through the opening (244) and are deposited in a deposit-holding container (128). The deposited items may be marked with indicia corresponding to the transaction or properties of the deposited item where the envelope originally dispensed to the user for holding the deposited item.
    Type: Grant
    Filed: March 9, 2004
    Date of Patent: August 26, 2008
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Sean Haney, Jeffrey M. Enright, Jeffrey Eastman, Franklin M. Theriault, R. Matthew Dunlap, William D. Beskitt, Colin Fitzpatrick, Edward L. Laskowski, Mike Ryan, Bill Lavelle, David Schultz, Matthew Force
  • Patent number: 7044366
    Abstract: An automated banking machine includes a mechanism for accepting deposited items. Deposited items may be provided to the machine in envelopes which are first passed to a user from an envelope storage area (132) in the machine through a transport (124) and which are presented to the user through an opening (244). An envelope storage and dispensing device (134) is operative to assure that only a single envelope is delivered to the user. A user may thereafter include deposit items in the dispensed envelope. The deposited items are passed through the opening (244) and are deposited in a deposit-holding container (128). The deposited items may be marked with indicia corresponding to the transaction or properties of the deposited item where the envelope originally dispensed to the user for holding the deposited item.
    Type: Grant
    Filed: March 9, 2004
    Date of Patent: May 16, 2006
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: R. Matthew Dunlap, Jeffrey M. Enright, Jeffrey Eastman, Franklin M. Theriault, William D. Beskitt, Sean Haney, Colin Fitzpatrick, Edward L. Laskowski, Mike Ryan, Bill Lavelle, David Schultz, Matthew Force