Patents by Inventor Jeffrey Paul Myren

Jeffrey Paul Myren has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • REAL-TIME TRANSACTION AND RECEIPT PROCESSING SYSTEMS
    Publication number: 20230013189
    Abstract: A transaction processing system for perfoming one or more steps of a method is disclosed. The system may receive user receipt preferences including rules specifying whether or not a user wants a receipt. The system may also receive (i) a purchase authorization request associated with an attempted purchase and (ii) user device location data. The system may further set a receipt flag corresponding to the receipt status. If the system determines that the transaction is to be authorized, it attaches the receipt flag to the authorization message and transmits the authorization message to the merchant. Alternatively, if the system determines that the transaction is not to be authorized, it attaches the receipt flag to the cancellation message and transmits the cancellation message to the merchant.
    Type: Application
    Filed: September 16, 2022
    Publication date: January 19, 2023
    Inventor: Jeffrey Paul Myren
  • Real-time transaction and receipt processing systems
    Patent number: 11501268
    Abstract: A transaction processing system for performing one or more steps of a method is disclosed. The system may receive user receipt preferences including rules specifying whether or not a user wants a receipt. The system may also receive (i) a purchase authorization request associated with an attempted purchase and (ii) user device location data. The system may further set a receipt flag corresponding to the receipt status. If the system determines that the transaction is to be authorized, it attaches the receipt flag to the authorization message and transmits the authorization message to the merchant. Alternatively, if the system determines that the transaction is not to be authorized, it attaches the receipt flag to the cancellation message and transmits the cancellation message to the merchant.
    Type: Grant
    Filed: November 5, 2019
    Date of Patent: November 15, 2022
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventor: Jeffrey Paul Myren
  • REAL-TIME TRANSACTION AND RECEIPT PROCESSING SYSTEMS
    Publication number: 20200342423
    Abstract: A transaction processing system for performing one or more steps of a method is disclosed. The system may receive user receipt preferences including rules specifying whether or not a user wants a receipt. The system may also receive (i) a purchase authorization request associated with an attempted purchase and (ii) user device location data. The system may further set a receipt flag corresponding to the receipt status. If the system determines that the transaction is to be authorized, it attaches the receipt flag to the authorization message and transmits the authorization message to the merchant. Alternatively, if the system determines that the transaction is not to be authorized, it attaches the receipt flag to the cancellation message and transmits the cancellation message to the merchant.
    Type: Application
    Filed: November 5, 2019
    Publication date: October 29, 2020
    Inventor: Jeffrey Paul Myren
  • Real-time transaction and receipt processing systems
    Patent number: 10482433
    Abstract: A transaction processing system for performing one or more steps of a method is disclosed. The system may receive user receipt preferences including rules specifying whether or not a user wants a receipt. The system may also receive (i) a purchase authorization request associated with an attempted purchase and (ii) user device location data. The system may further set a receipt flag corresponding to the receipt status. If the system determines that the transaction is to be authorized, it attaches the receipt flag to the authorization message and transmits the authorization message to the merchant. Alternatively, if the system determines that the transaction is not to be authorized, it attaches the receipt flag to the cancellation message and transmits the cancellation message to the merchant.
    Type: Grant
    Filed: April 25, 2019
    Date of Patent: November 19, 2019
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventor: Jeffrey Paul Myren