Patents by Inventor Jeffrey S. Myers

Jeffrey S. Myers has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20220292852
    Abstract: Systems and methods for using image analysis techniques to assess abnormal vehicle operating conditions are disclosed. According to aspects, a computing device may access and analyze image data depicting an individual(s) within a vehicle. Based on the depicted individuals(s) and optionally on other data, the computing device may determine that an abnormal condition exists. In response, the computing device may generate a notification and transmit the notification to an electronic device of an individual associated with the vehicle.
    Type: Application
    Filed: May 31, 2022
    Publication date: September 15, 2022
    Inventors: Yuntao Li, Dingchao Zhang, Jeffrey S. Myers
  • Patent number: 11436846
    Abstract: Systems and methods for using image analysis techniques to assess abnormal vehicle operating conditions are disclosed. According to aspects, a computing device may access and analyze image data depicting an individual(s) within a vehicle. Based on the depicted individuals(s) and optionally on other data, the computing device may determine that an abnormal condition exists. In response, the computing device may generate a notification and transmit the notification to an electronic device of an individual associated with the vehicle.
    Type: Grant
    Filed: September 3, 2020
    Date of Patent: September 6, 2022
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Yuntao Li, Dingchao Zhang, Jeffrey S. Myers
  • Publication number: 20220261918
    Abstract: A method of training and using a machine learning model that controls for consideration of undesired factors which might otherwise be considered by the trained model during its subsequent analyses of new data. For example, the model may be a neural network trained on a set of training images to evaluate an insurance applicant based upon an image or audio data of the insurance applicant as part of an underwriting process to determine an appropriate life or health insurance premium. The model is trained to probabilistically correlate an aspect of the applicant's appearance with a personal and/or health-related characteristic. Any undesired factors, such as age, sex, ethnicity, and/or race, are identified for exclusion. The trained model receives the image (e.g., a “selfie”) of the insurance applicant, analyzes the image without considering the identified undesired factors, and suggests the appropriate insurance premium based only on the remaining desired factors.
    Type: Application
    Filed: April 29, 2022
    Publication date: August 18, 2022
    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Jeffrey S. Myers, Kenneth J. Sanchez, Michael L. Bernico
  • Patent number: 11348183
    Abstract: A method of training and using a machine learning model that controls for consideration of undesired factors which might otherwise be considered by the trained model during its subsequent analyses of new data. For example, the model may be a neural network trained on a set of training images to evaluate an insurance applicant based upon an image or audio data of the insurance applicant as part of an underwriting process to determine an appropriate life or health insurance premium. The model is trained to probabilistically correlate an aspect of the applicant's appearance with a personal and/or health-related characteristic. Any undesired factors, such as age, sex, ethnicity, and/or race, are identified for exclusion. The trained model receives the image (e.g., a “selfie”) of the insurance applicant, analyzes the image without considering the identified undesired factors, and suggests the appropriate insurance premium based only on the remaining desired factors.
    Type: Grant
    Filed: June 5, 2020
    Date of Patent: May 31, 2022
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Jeffrey S. Myers, Kenneth J. Sanchez, Michael L. Bernico
  • Publication number: 20220156844
    Abstract: A method of training and using a machine learning model that controls for consideration of undesired factors which might otherwise be considered by the trained model during its subsequent analyses of new data. For example, the model may be a neural network trained on a set of training images to evaluate an insurance applicant based upon an image or audio data of the insurance applicant as part of an underwriting process to determine an appropriate life or health insurance premium. The model is trained to probabilistically correlate an aspect of the applicant's appearance with a personal and/or health-related characteristic. Any undesired factors, such as age, sex, ethnicity, and/or race, are identified for exclusion. The trained model receives the image (e.g., a “selfie”) of the insurance applicant, analyzes the image without considering the identified undesired factors, and suggests the appropriate insurance premium based only on the remaining desired factors.
    Type: Application
    Filed: February 3, 2022
    Publication date: May 19, 2022
    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Jeffrey S. Myers, Kenneth J. Sanchez, Michael L. Bernico
  • Publication number: 20220144193
    Abstract: Systems and methods for using image analysis techniques to facilitate adjustments to vehicle components are disclosed. According to aspects, a computing device may access and analyze image data depicting an individual(s) within a vehicle, and in particular determine a positioning of the individual(s) within the vehicle. Based on the positioning, the computing device may determine how to adjust a vehicle component(s) to its optimal configuration, and may facilitate adjustment of the vehicle component(s) accordingly.
    Type: Application
    Filed: January 20, 2022
    Publication date: May 12, 2022
    Inventors: Yuntao Li, Dingchao Zhang, Jeffrey S. Myers
  • Patent number: 11315191
    Abstract: A method of training and using a machine learning model that controls for consideration of undesired factors which might otherwise be considered by the trained model during its subsequent analyses of new data. For example, the model may be a neural network trained on a set of training images to evaluate an insurance applicant based upon an image or audio data of the insurance applicant as part of an underwriting process to determine an appropriate life or health insurance premium. The model is trained to probabilistically correlate an aspect of the applicant's appearance with a personal and/or health-related characteristic. Any undesired factors, such as age, sex, ethnicity, and/or race, are identified for exclusion. The trained model receives the image (e.g., a “selfie”) of the insurance applicant, analyzes the image without considering the identified undesired factors, and suggests the appropriate insurance premium based only on the remaining desired factors.
    Type: Grant
    Filed: December 19, 2019
    Date of Patent: April 26, 2022
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Jeffrey S. Myers, Kenneth J. Sanchez, Michael L. Bernico
  • Patent number: 11254270
    Abstract: Systems and methods for using image analysis techniques to facilitate adjustments to vehicle components are disclosed. According to aspects, a computing device may access and analyze image data depicting an individual(s) within a vehicle, and in particular determine a positioning of the individual(s) within the vehicle. Based on the positioning, the computing device may determine how to adjust a vehicle component(s) to its optimal configuration, and may facilitate adjustment of the vehicle component(s) accordingly.
    Type: Grant
    Filed: May 2, 2018
    Date of Patent: February 22, 2022
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Yuntao Li, Dingchao Zhang, Jeffrey S. Myers
  • Publication number: 20210295441
    Abstract: A computer-implemented method of determining an indication of whether a vehicle in a collision is a total loss. The method may include (1) receiving a first set of sensor data and telematics data associated with a first vehicle; (2) receiving a second set of sensor data and telematics data associated with a second vehicle; (3) determining a make, model, and age of the first vehicle; (4) determining a direction and an amount of a crash force exerted upon the first vehicle based upon the first and second sets of sensor data and telematics data; and (5) determining the indication of whether the first vehicle is a total loss based upon the make, model, and age of the first vehicle, and based upon the direction and amount of the crash force. By determining the indication of total loss based upon such data, time may be saved and resources may be conserved.
    Type: Application
    Filed: June 20, 2017
    Publication date: September 23, 2021
    Inventors: Christina P. Mullen, Jeffrey S. Myers, Andrew Karl Pulkstenis, Stephen Russell Prevatt, Robert T. Trefzger
  • Patent number: 10909453
    Abstract: A method of training and using a machine learning model that controls for consideration of undesired factors which might otherwise be considered by the trained model during its subsequent analyses of new data. For example, the model may be a neural network trained on a set of training images to evaluate an insurance applicant based upon an image or audio data of the insurance applicant as part of an underwriting process to determine an appropriate life or health insurance premium. The model is trained to probabilistically correlate an aspect of the applicant's appearance with a personal and/or health-related characteristic. Any undesired factors, such as age, sex, ethnicity, and/or race, are identified for exclusion. The trained model receives the image (e.g., a “selfie”) of the insurance applicant, analyzes the image without considering the identified undesired factors, and suggests the appropriate insurance premium based only on the remaining desired factors.
    Type: Grant
    Filed: December 19, 2016
    Date of Patent: February 2, 2021
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Jeffrey S. Myers, Kenneth J. Sanchez, Michael L. Bernico
  • Patent number: 10825564
    Abstract: A method and system may use computer vision techniques and machine learning analysis to automatically identify a user's biometric characteristics. A user's client computing device may capture a video of the user. Feature data and movement data may be extracted from the video and applied to statistical models for determining several biometric characteristics. The determined biometric characteristic values may be used to identify individual health scores and the individual health scores may be combined to generate an overall health score and longevity metric. An indication of the user's biometric characteristics which may include the overall health score and longevity metric may be displayed on the user's client computing device.
    Type: Grant
    Filed: December 11, 2017
    Date of Patent: November 3, 2020
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Dingchao Zhang, Michael Bernico, Peter Laube, Utku Pamuksuz, Jeffrey S. Myers, Marigona Bokshi-Drotar, Edward W. Breitweiser
  • Patent number: 10824852
    Abstract: A method and system may use machine learning analysis of audio data to automatically identify a user's biometric characteristics. A user's client computing device may capture audio of the user. Feature data may be extracted from the audio and applied to statistical models for determining several biometric characteristics. The determined biometric characteristic values may be used to identify individual health scores and the individual health scores may be combined to generate an overall health score and longevity metric. An indication of the user's biometric characteristics which may include the overall health score and longevity metric may be displayed on the user's client computing device.
    Type: Grant
    Filed: October 29, 2019
    Date of Patent: November 3, 2020
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Dingchao Zhang, Michael Bernico, Peter Laube, Utku Pamuksuz, Jeffrey S. Myers, Marigona Bokshi-Drotar, Edward W. Breitweiser
  • Patent number: 10783386
    Abstract: Systems and methods for using image analysis techniques to assess abnormal vehicle operating conditions are disclosed. According to aspects, a computing device may access and analyze image data depicting an individual(s) within a vehicle. Based on the depicted individuals(s) and optionally on other data, the computing device may determine that an abnormal condition exists. In response, the computing device may generate a notification and transmit the notification to an electronic device of an individual associated with the vehicle.
    Type: Grant
    Filed: February 12, 2019
    Date of Patent: September 22, 2020
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Yuntao Li, Dingchao Zhang, Jeffrey S. Myers
  • Patent number: 10776644
    Abstract: Systems and methods for using image analysis techniques to assess unsafe driving conditions by a vehicle operator are discloses. According to aspects, a computing device may access and analyze image data depicting the vehicle operator. In analyzing the image, the computing device may measure certain visible metrics as depicted in the image data and compare the metrics to corresponding threshold values, and may accordingly determine whether the vehicle operator is exhibiting an unsafe driving condition. The computing device may generate and present alerts that indicate any determined unsafe driving condition.
    Type: Grant
    Filed: March 7, 2018
    Date of Patent: September 15, 2020
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Dingchao Zhang, Yuntao Li, Jeffrey S. Myers
  • Patent number: 10769729
    Abstract: A method of training and using a machine learning model that controls for consideration of undesired factors which might otherwise be considered by the trained model during its subsequent analyses of new data. For example, the model may be a neural network trained on a set of training images to evaluate an insurance applicant based upon an image or audio data of the insurance applicant as part of an underwriting process to determine an appropriate life or health insurance premium. The model is trained to probabilistically correlate an aspect of the applicant's appearance with a personal and/or health-related characteristic. Any undesired factors, such as age, sex, ethnicity, and/or race, are identified for exclusion. The trained model receives the image (e.g., a “selfie”) of the insurance applicant, analyzes the image without considering the identified undesired factors, and suggests the appropriate insurance premium based only on the remaining desired factors.
    Type: Grant
    Filed: March 13, 2019
    Date of Patent: September 8, 2020
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Jeffrey S. Myers, Kenneth J. Sanchez, Michael L. Bernico
  • Patent number: 10769518
    Abstract: A method of training and using a machine learning model that controls for consideration of undesired factors which might otherwise be considered by the trained model during its subsequent analyses of new data. For example, the model may be a neural network trained on a set of training images to evaluate an insurance applicant based upon an image or audio data of the insurance applicant as part of an underwriting process to determine an appropriate life or health insurance premium. The model is trained to probabilistically correlate an aspect of the applicant's appearance with a personal and/or health-related characteristic. Any undesired factors, such as age, sex, ethnicity, and/or race, are identified for exclusion. The trained model receives the image (e.g., a “selfie”) of the insurance applicant, analyzes the image without considering the identified undesired factors, and suggests the appropriate insurance premium based only on the remaining desired factors.
    Type: Grant
    Filed: December 19, 2016
    Date of Patent: September 8, 2020
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Jeffrey S. Myers, Kenneth J. Sanchez, Michael L. Bernico
  • Patent number: 10503970
    Abstract: A method and system may use computer vision techniques and machine learning analysis to automatically identify a user's biometric characteristics. A user's client computing device may capture a video of the user. Feature data and movement data may be extracted from the video and applied to statistical models for determining several biometric characteristics. The determined biometric characteristic values may be used to identify individual health scores and the individual health scores may be combined to generate an overall health score and longevity metric. An indication of the user's biometric characteristics which may include the overall health score and longevity metric may be displayed on the user's client computing device.
    Type: Grant
    Filed: December 11, 2017
    Date of Patent: December 10, 2019
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Dingchao Zhang, Michael Bernico, Peter Laube, Utku Pamuksuz, Jeffrey S. Myers, Marigona Bokshi-Drotar, Edward W. Breitweiser
  • Patent number: 10282789
    Abstract: A method of training and using a machine learning model that controls for consideration of undesired factors which might otherwise be considered by the trained model during its subsequent analyzes of new data. For example, the model may be a neural network trained on a set of training images to evaluate an insurance applicant based upon an image or audio data of the insurance applicant as part of an underwriting process to determine an appropriate life or health insurance premium. The model is trained to probabilistically correlate an aspect of the applicant's appearance with a personal and/or health-related characteristic. Any undesired factors, such as age, sex, ethnicity, and/or race, are identified for exclusion. The trained model receives the image (e.g., a “selfie”) of the insurance applicant, analyzes the image without considering the identified undesired factors, and suggests the appropriate insurance premium based only on the remaining desired factors.
    Type: Grant
    Filed: December 19, 2016
    Date of Patent: May 7, 2019
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Jeffrey S. Myers, Kenneth J. Sanchez, Michael L. Bernico
  • Patent number: 10275670
    Abstract: Systems and methods for using image analysis techniques to assess abnormal vehicle operating conditions are disclosed. According to aspects, a computing device may access and analyze image data depicting an individual(s) within a vehicle. Based on the depicted individuals(s) and optionally on other data, the computing device may determine that an abnormal condition exists. In response, the computing device may generate a notification and transmit the notification to an electronic device of an individual associated with the vehicle.
    Type: Grant
    Filed: March 7, 2018
    Date of Patent: April 30, 2019
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Yuntao Li, Dingchao Zhang, Jeffrey S. Myers
  • Patent number: 9934021
    Abstract: An information handling system, includes a processor to execute an application and an update system to determine to provide an update to the application. The update system includes an identity context engine to determine an identity context for the information handling system and a system context engine to determine a system context for the information handling system. The update system determines whether to retrieve an update manifest for the update based upon the identity context, the system context, and a manifest policy, determines whether to download the update based upon the identity context, the system context, and a download policy, and determines whether to install update based upon the identity context, the system context, and an installation policy.
    Type: Grant
    Filed: March 11, 2015
    Date of Patent: April 3, 2018
    Assignee: DELL PRODUCTS, LP
    Inventors: Alberto Nieves, Daniel L. Hamlin, Jeffrey S. Myers