Abstract: According to one aspect of the invention, a method for providing driving route information may include: providing a route information application to a driver for installation on a mobile device; and collecting driver data at a remote server. The driver data may be transmitted by the mobile device through the route information application to the server. The server may comprise a processor and a memory that stores the driver data. The server may receive driving data associated with a plurality of drivers and routes. The driving data may include context dependent route information. The server may compile the received driving data with context dependent route information. In response to a request from the route information application, the server may analyze the compiled driving data to determine a preferred route for the driver based on safety criteria. The server may transmit the preferred route to the route information application for display to the driver using the mobile device.

Abstract: A method for providing vehicle or equipment suggestions may include providing a driving performance application for installation on a mobile device and collecting driver data at a remote server. The driver data may be transmitted through the driving performance application. The server may include a processor and a memory that stores the driver data. The server may receive driving data associated with a plurality of drivers and routes, including context dependent route information. The server may compile the data with the information. The server may analyze the data to determine a suggestion for a vehicle or piece of vehicle equipment for the driver based on safety criteria. The server may generate a notice that the suggestion is available. The server may transmit the notice based upon a transmission schedule. The transmitted notice may activate the driving performance application to make the suggestion available to the driver.

Abstract: A method may include providing a driver qualification application for installation on a mobile device; collecting driver data at an insurance company server; and transmitting the data through the driver qualification application to the server. The server may include a processor and a memory that stores the driver data. The server may select components of a driver qualification training plan to qualify the driver for one or more insurance ratings, based at least in part on the driver data. The server may generate a customized driver qualification training plan for the driver based on the selected components and store the training plan. The server may transmit the training plan using the driver qualification application. The server may receive notices from the driver qualification application indicating one or more components has been attempted and/or completed. When all components are complete, the server may generate an alert over a wireless communication channel to the mobile device.