Abstract: A system for providing coaching is configured to create a custom virtual coach based on one or more feature inputs, including receiving the one or more feature inputs, receiving a financial goal of the user, and generating the custom virtual coach based on the one or more feature inputs and the financial goal of the user. The system is also configured to send a communication containing information related to the financial goal of the user to the user device, assess an effectiveness of the custom virtual coach corresponding to the financial goal of the user, and modify at least one feature of the custom user virtual coach based on the assessment.

Abstract: A system for providing coaching includes a system that creates a custom coach to assist a user in achieving one or more goals, such as, e.g., a financial goal. The coach is generated based on one or more traits of the user to increase the likelihood that the user will relate and respond to communications from the coach in a manner that enables the user to achieve his/her goal. The traits used by the system to create the coach can include traits inputted directly by a user. The system also adapts the coaching provided by the coach in response to trends noted by the coaching system as the system is used by the user as well as others.

Abstract: A system for providing coaching includes a system that creates a user-specific coach to assist a user in achieving one or more goals, such as, e.g., a financial goal. The coach is generated based on one or more traits of the user to increase the likelihood that the user will relate and respond to communications from the coach in a manner that enables the user to achieve his/her goal. The traits used by the system to create the coach can include traits input directly by a user, as well as user traits deduced by the system by monitoring various types of user behavior, including the user's usage of computing devices, habits, etc. The system also adapts the coaching provided by the coach in response to trends noted by the coaching system as the system is used by the user as well as others.