Patents by Inventor Jennifer A. Keegan

Jennifer A. Keegan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10769724
    Abstract: The system and method allows a vehicle loan organization to generate multiple, customized vehicle loan offers to an applicant for different types of vehicles in an automated fashion. The system and method calculates an acquisition score to better determine the riskiness of offering a vehicle loan to a potential applicant. Additionally, the system and method automates underwriting decisions by automatically approving, denying, or referring vehicle loan applications. For vehicle loan applications that are referred for manual underwriting, the system determines the appropriate credit analyst to use based on the application's complexity, the analyst's expertise, and the analyst's availability. Further, the system uses credit data to calculate a maximum term, amount, and LTV ratio for potential vehicle loans. Also, the system considers the applicant's collateral before approving a vehicle loan. For qualified, approved applicants, the system generates multiple, customized vehicle loan offers for the applicant.
    Type: Grant
    Filed: October 25, 2018
    Date of Patent: September 8, 2020
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Adam T. Shapley, Richard G. Sopek, Jennifer A. Keegan, Gregory S. Spencer, Melinda A. Walker
  • Patent number: 10163156
    Abstract: The system and method allows a vehicle loan organization to generate multiple, customized vehicle loan offers to an applicant for different types of vehicles in an automated fashion. The system and method calculates an acquisition score to better determine the riskiness of offering a vehicle loan to a potential applicant. Additionally, the system and method automates underwriting decisions by automatically approving, denying, or referring vehicle loan applications. For vehicle loan applications that are referred for manual underwriting, the system determines the appropriate credit analyst to use based on the application's complexity, the analyst's expertise, and the analyst's availability. Further, the system uses credit data to calculate a maximum term, amount, and LTV ratio for potential vehicle loans. Also, the system considers the applicant's collateral before approving a vehicle loan. For qualified, approved applicants, the system generates multiple, customized vehicle loan offers for the applicant.
    Type: Grant
    Filed: September 12, 2014
    Date of Patent: December 25, 2018
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Adam T. Shapley, Richard G. Sopek, Jennifer A. Keegan, Gregory S. Spencer, Melinda A. Walker
  • Patent number: 7199582
    Abstract: Conventional gradient echo sequences with relatively long echo-times visualise complex flow as signal loss, the degree and extent of which is a qualitative indicator of valvular heart disease. Since the long echo-time precludes segmentation, breath-hold imaging is not possible and acquisitions typically take 2-minutes with respiratory motion artefact being a frequent problem. In the present invention, a segmented sequence is used which generates similar degrees of signal loss to a conventional gradient echo sequence. However, the acquisition duration is reduced and breath-hold imaging is feasible, removing respiratory motion artefact.
    Type: Grant
    Filed: September 17, 2002
    Date of Patent: April 3, 2007
    Assignee: Royal Brompton & Harefield NHS Trust
    Inventors: Jennifer Keegan, David Firmin
  • Patent number: 7039451
    Abstract: A magnetic imaging technique which is resistant to changes in breathing while allowing the use of phase ordering to provide effective motion artifact reduction in an optimal time. This is provided by apparatus for magnetic resonance imaging a target object subject to periodic motion, comprising a magnetic resonance imaging scanner for exciting said target object and recovering imaging data in k-space; a sensor for detecting a signal indicative of a position of said target object; classifying logic for classifying said at least one line of imaging data into one of a plurality of groups of lines of imaging date in dependence upon said position detected by said sensor as said target object was excited, each group of lines corresponding to one of a plurality of contiguous ranges of position and scan terminating logic for detecting when two or more groups of lines corresponding to contiguous ranges of position together containing a set of lines of imaging date spanning k-space from which an image can be derived.
    Type: Grant
    Filed: August 18, 2000
    Date of Patent: May 2, 2006
    Assignee: Imperial College Innovations Limited
    Inventors: Permjit Jhooti, Peter David Gatehouse, Jennifer Keegan, David Nigel Firman
  • Publication number: 20050065428
    Abstract: Conventional gradient echo sequences with relatively long echo-times visualise complex flow as signal loss, the degree and extent of which is a qualitative indicator of valvular heart disease. Since the long echo-time precludes segmentation, breath-hold imaging is not possible and acquisitions typically take 2-minutes with respiratory motion artefact being a frequent problem. In the present invention, a segmented sequence is used which generates similar degrees of signal loss to a conventional gradient echo sequence. However, the acquisition duration is reduced and breath-hold imaging is feasible, removing respiratory motion artefact.
    Type: Application
    Filed: September 17, 2002
    Publication date: March 24, 2005
    Inventors: Jennifer Keegan, David Firmin