Abstract: The fashion scarf with removable embellishments of the present invention and related disclosure includes a single piece of fabric material that is attached lengthwise forming an inner and outer surface. A series of attachment means are secured to each open end of the scarf and are concealed within the inside surface of the scarf. One set of attachment means is used to accommodate a starter bead assembly which consists of a ribbon with a plurality of decorative embellishments hanging from the bottom edge of the ribbon. The ribbon also contains a series of attachment means so that it can be removably secured to one or both ends of the scarf. A separate set of attachment means accommodates a plurality of single decorative embellishments that may be added and/or removed as necessary. The decorative embellishments may consist of charms, stones, gems or other decorative items. These decorative embellishments may be mixed and matched on either or both ends of the scarf to suit the taste of the user.