Abstract: A system and method for generating a computerized educational tool displayed on a graphical user interface. The system includes an assessment device which maps input data relating to the probability that a transaction between a provider and a recipient may fail onto the cells of a decision table. Mapping to the cells of the decision table includes non-linear algorithms. The decision table can be used to inform structuring and restructuring of the transaction. The decision table can be outputted to a display on the assessment device, or transmitted over a network to a provider device, a recipient device, or both.

Abstract: A system and method for processing a request token. The request token includes request data classified into progressively informative data classes. The request token may be processed by a server which executes cycles of evaluation of the request token. Cycles include transmitting the request token, receiving responses to the request token, and, configuring the request token for disclosure of the data classes according to disclosure rules. System and methods for processing pluralities of request tokens are described.