Patents by Inventor Jennifer Boschert

Jennifer Boschert has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for locally processing a financial transaction
    Patent number: 10733611
    Abstract: Embodiments of the disclosure enable a merchant system to locally process one or more financial transactions at the merchant system. The merchant system receives a payment request associated with a financial transaction, determines a network communication status associated with a network interface device coupleable to a payment processing network, and, on condition that the network communication status does not satisfy a network communication threshold, obtains an account threshold associated with a cardholder account, generates transaction data associated with the financial transaction based on the account threshold, presents an indication associated with the financial transaction, and stores the transaction data for later transmission of the transaction data to the payment processing network. Aspects of the disclosure provide for processing one or more financial transactions at a merchant system independent of a payment processing network.
    Type: Grant
    Filed: August 2, 2016
    Date of Patent: August 4, 2020
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: John O'Neill, Jennifer Boschert, Shasidhar Vemireddy
  • SYSTEMS AND METHODS FOR LOCALLY PROCESSING A FINANCIAL TRANSACTION
    Publication number: 20180039984
    Abstract: Embodiments of the disclosure enable a merchant system to locally process one or more financial transactions at the merchant system. The merchant system receives a payment request associated with a financial transaction, determines a network communication status associated with a network interface device coupleable to a payment processing network, and, on condition that the network communication status does not satisfy a network communication threshold, obtains an account threshold associated with a cardholder account, generates transaction data associated with the financial transaction based on the account threshold, presents an indication associated with the financial transaction, and stores the transaction data for later transmission of the transaction data to the payment processing network. Aspects of the disclosure provide for processing one or more financial transactions at a merchant system independent of a payment processing network.
    Type: Application
    Filed: August 2, 2016
    Publication date: February 8, 2018
    Inventors: John O'Neill, Jennifer Boschert, Shasidhar Vemireddy