Patents by Inventor Jennifer DOGIN

Jennifer DOGIN has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12039579
    Abstract: A payment interchange for use in a global shopping cart and a method for its use are provided. Also, provide is management of data relationships between a global online shopping cart and various manager components that encompass data management access. The global shopping cart includes a storage medium having thereon computer instructions for implementing one or more functions of the global shopping cart, and a processor for executing the computer instructions to provide functions including a payment function for paying for an item to be purchased. The global shopping cart has a flexible application programming interface (API) framework sufficient to support the payment interchange including the payment function for paying for an item to be purchased by one or more users of the global shopping cart and by one or more payment modes or sources.
    Type: Grant
    Filed: December 9, 2019
    Date of Patent: July 16, 2024
    Assignee: Mastercard International Incorporated
    Inventors: Jennifer Dogin, Brian Maw
  • Patent number: 11941630
    Abstract: Systems and methods for verifying individuals prior to distribution of one or more benefits are disclosed. One example method includes receiving, at an interface peripheral of a payment card device, a biometric from an individual associated with the device and comparing the received biometric to a biometric reference stored in a memory of the device. The method also includes, in response to the received biometric matching the biometric reference, setting a biometric status in the memory of the device for an expiration interval and enabling the device for transactions to be funded by an account linked to the device, based on the biometric status being set. The method then includes, in response to expiration of the expiration interval, resetting the biometric status in the device and disabling the device for transactions to be funded by the account, based on the biometric status not being set.
    Type: Grant
    Filed: March 30, 2023
    Date of Patent: March 26, 2024
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Ron Hynes, Sean Kirch, Jennifer Dogin
  • Patent number: 11928729
    Abstract: A plurality of bank identification number (BIN) ranges are characterized according to credit risk. A list of the plurality of bank identification number (BIN) ranges characterized by credit risk is made available to a transit-specific payment network interface processor, which is coupled to a plurality of memory-constrained fare gates of a transit authority. The list is configured to be distributed to the memory-constrained fare gates of the transit authority. Advantageously, the list based on BIN ranges takes up less memory than a list based on individual account numbers or the like and can be maintained in memory at the memory-constrained fare gates for rapid decisioning.
    Type: Grant
    Filed: December 1, 2022
    Date of Patent: March 12, 2024
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Jennifer Dogin, Richard A. Rozbicki
  • Publication number: 20230237487
    Abstract: Systems and methods for verifying individuals prior to distribution of one or more benefits are disclosed. One example method includes receiving, at an interface peripheral of a payment card device, a biometric from an individual associated with the device and comparing the received biometric to a biometric reference stored in a memory of the device. The method also includes, in response to the received biometric matching the biometric reference, setting a biometric status in the memory of the device for an expiration interval and enabling the device for transactions to be funded by an account linked to the device, based on the biometric status being set. The method then includes, in response to expiration of the expiration interval, resetting the biometric status in the device and disabling the device for transactions to be funded by the account, based on the biometric status not being set.
    Type: Application
    Filed: March 30, 2023
    Publication date: July 27, 2023
    Inventors: Ron Hynes, Sean Kirch, Jennifer Dogin
  • Patent number: 11645655
    Abstract: Systems and methods for verifying individuals prior to distribution of one or more benefits are disclosed. One exemplary method includes receiving, at a server, a proof-of-life validation from a payment service provider. The proof-of-life validation is based on receipt of a valid biometric from the individual at a payment device associated with the individual, and a transaction using said payment device. The method further includes distributing the benefit to a benefit account associated with the individual, when the proof-of-life validation is received within a time interval of the benefit distribution date.
    Type: Grant
    Filed: September 27, 2021
    Date of Patent: May 9, 2023
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Ron Hynes, Sean Kirch, Jennifer Dogin
  • Publication number: 20230097064
    Abstract: A plurality of bank identification number (BIN) ranges are characterized according to credit risk. A list of the plurality of bank identification number (BIN) ranges characterized by credit risk is made available to a transit-specific payment network interface processor, which is coupled to a plurality of memory-constrained fare gates of a transit authority. The list is configured to be distributed to the memory-constrained fare gates of the transit authority. Advantageously, the list based on BIN ranges takes up less memory than a list based on individual account numbers or the like and can be maintained in memory at the memory-constrained fare gates for rapid decisioning.
    Type: Application
    Filed: December 1, 2022
    Publication date: March 30, 2023
    Inventors: Jennifer Dogin, Richard A. Rozbicki
  • Patent number: 11544781
    Abstract: A plurality of bank identification number (BIN) ranges are characterized according to credit risk. A list of the plurality of bank identification number (BIN) ranges characterized by credit risk is made available to a transit-specific payment network interface processor, which is coupled to a plurality of memory-constrained fare gates of a transit authority. The list is configured to be distributed to the memory-constrained fare gates of the transit authority. Advantageously, the list based on BIN ranges takes up less memory than a list based on individual account numbers or the like and can be maintained in memory at the memory-constrained fare gates for rapid decisioning.
    Type: Grant
    Filed: December 23, 2017
    Date of Patent: January 3, 2023
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Jennifer Dogin, Richard A. Rozbicki
  • Publication number: 20220012747
    Abstract: Systems and methods for verifying individuals prior to distribution of one or more benefits are disclosed. One exemplary method includes receiving, at a server, a proof-of-life validation from a payment service provider. The proof-of-life validation is based on receipt of a valid biometric from the individual at a payment device associated with the individual, and a transaction using said payment device. The method further includes distributing the benefit to a benefit account associated with the individual, when the proof-of-life validation is received within a time interval of the benefit distribution date.
    Type: Application
    Filed: September 27, 2021
    Publication date: January 13, 2022
    Inventors: Ron Hynes, Sean Kirch, Jennifer Dogin
  • Patent number: 11132684
    Abstract: Systems and methods for verifying individuals prior to distribution of one or more benefits are disclosed. One exemplary method includes receiving, at a server, a proof-of-life validation from a payment service provider. The proof-of-life validation is based on receipt of a valid biometric from the individual at a payment device associated with the individual, and a transaction using said payment device. The method further includes distributing the benefit to a benefit account associated with the individual, when the proof-of-life validation is received within a time interval of the benefit distribution date.
    Type: Grant
    Filed: August 8, 2019
    Date of Patent: September 28, 2021
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Ron Hynes, Sean Kirch, Jennifer Dogin
  • Patent number: 10896435
    Abstract: A system, method, and computer-readable storage medium configured to link electronic voucher offers with complementary voucher offers and consolidate redemption of electronic vouchers with electronic payments into a single transaction.
    Type: Grant
    Filed: May 15, 2013
    Date of Patent: January 19, 2021
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Brian Maw, Jennifer Dogin
  • Patent number: 10692082
    Abstract: A method for processing a reservation includes: receiving reservation information, the information including a preauthorization amount, payment information, merchant identifier, and predetermined period of time; storing the information; identifying a unique identifier associated with the information; transmitting the unique identifier and predetermined period of time to a merchant associated with the merchant identifier; receiving data identifying, within the predetermined period of time, fulfillment of the reservation; and transmitting the information for payment of a transaction using the payment information.
    Type: Grant
    Filed: August 10, 2012
    Date of Patent: June 23, 2020
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Jennifer Dogin, Brian Maw
  • Publication number: 20200111139
    Abstract: A payment interchange for use in a global shopping cart and a method for its use are provided. Also, provide is management of data relationships between a global online shopping cart and various manager components that encompass data management access. The global shopping cart includes a storage medium having thereon computer instructions for implementing one or more functions of the global shopping cart, and a processor for executing the computer instructions to provide functions including a payment function for paying for an item to be purchased. The global shopping cart has a flexible application programming interface (API) framework sufficient to support the payment interchange including the payment function for paying for an item to be purchased by one or more users of the global shopping cart and by one or more payment modes or sources.
    Type: Application
    Filed: December 9, 2019
    Publication date: April 9, 2020
    Applicant: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Jennifer Dogin, Brian Maw
  • Patent number: 10504163
    Abstract: A payment interchange for use in a global shopping cart and a method for its use are provided. Also, provide is management of data relationships between a global online shopping cart and various manager components that encompass data management access. The global shopping cart includes a storage medium having thereon computer instructions for implementing one or more functions of the global shopping cart, and a processor for executing the computer instructions to provide functions including a payment function for paying for an item to be purchased. The global shopping cart has a flexible application programming interface (API) framework sufficient to support the payment interchange including the payment function for paying for an item to be purchased by one or more users of the global shopping cart and by one or more payment modes or sources.
    Type: Grant
    Filed: July 6, 2015
    Date of Patent: December 10, 2019
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Jennifer Dogin, Brian Maw
  • Publication number: 20190362360
    Abstract: Systems and methods for verifying individuals prior to distribution of one or more benefits are disclosed. One exemplary method includes receiving, at a server, a proof-of-life validation from a payment service provider. The proof-of-life validation is based on receipt of a valid biometric from the individual at a payment device associated with the individual, and a transaction using said payment device. The method further includes distributing the benefit to a benefit account associated with the individual, when the proof-of-life validation is received within a time interval of the benefit distribution date.
    Type: Application
    Filed: August 8, 2019
    Publication date: November 28, 2019
    Inventors: Ron Hynes, Sean Kirch, Jennifer Dogin
  • Patent number: 10410216
    Abstract: Systems and methods for verifying individuals prior to distribution of one or more benefits are disclosed. One exemplary method includes receiving, at a server, a proof-of-life validation from a payment service provider. The proof-of-life validation is based on receipt of a valid biometric from the individual at a payment device associated with the individual, and a transaction using said payment device. The method further includes distributing the benefit to a benefit account associated with the individual, when the proof-of-life validation is received within a time interval of the benefit distribution date.
    Type: Grant
    Filed: April 29, 2014
    Date of Patent: September 10, 2019
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Ron Hynes, Sean Kirch, Jennifer Dogin
  • Publication number: 20190197616
    Abstract: A plurality of bank identification number (BIN) ranges are characterized according to credit risk. A list of the plurality of bank identification number (BIN) ranges characterized by credit risk is made available to a transit-specific payment network interface processor, which is coupled to a plurality of memory-constrained fare gates of a transit authority. The list is configured to be distributed to the memory-constrained fare gates of the transit authority. Advantageously, the list based on BIN ranges takes up less memory than a list based on individual account numbers or the like and can be maintained in memory at the memory-constrained fare gates for rapid decisioning.
    Type: Application
    Filed: December 23, 2017
    Publication date: June 27, 2019
    Inventors: Jennifer Dogin, Richard A. Rozbicki
  • Patent number: 10043164
    Abstract: A system and method for facilitating a transaction, e.g., shopping experience, between a merchant and a cardholder. The system comprises an electronic storage device having a database of cardholder profile information and location information stored therein; an access path for allowing access to the cardholder profile information and location information; and a processor for assembling the cardholder profile information and location information in the database, and for providing the assembled cardholder profile information and location information to a merchant and a cardholder that have been granted access to the database. The assembled cardholder profile information and location information are provided to the merchant and the cardholder so as to effect targeted interaction between the merchant and cardholder based at least in part on the assembled cardholder profile information and location information.
    Type: Grant
    Filed: May 20, 2013
    Date of Patent: August 7, 2018
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Jennifer Dogin, Brian Maw
  • Publication number: 20160171570
    Abstract: A payment interchange for use in a global shopping cart and a method for its use are provided. Also, provide is management of data relationships between a global online shopping cart and various manager components that encompass data management access. The global shopping cart includes a storage medium having thereon computer instructions for implementing one or more functions of the global shopping cart, and a processor for executing the computer instructions to provide functions including a payment function for paying for an item to be purchased. The global shopping cart has a flexible application programming interface (API) framework sufficient to support the payment interchange including the payment function for paying for an item to be purchased by one or more users of the global shopping cart and by one or more payment modes or sources.
    Type: Application
    Filed: July 6, 2015
    Publication date: June 16, 2016
    Inventors: Jennifer Dogin, Brian Maw
  • Publication number: 20150310440
    Abstract: Systems and methods for verifying individuals prior to distribution of one or more benefits are disclosed. One exemplary method includes receiving, at a server, a proof-of-life validation from a payment service provider. The proof-of-life validation is based on receipt of a valid biometric from the individual at a payment device associated with the individual, and a transaction using said payment device. The method further includes distributing the benefit to a benefit account associated with the individual, when the proof-of-life validation is received within a time interval of the benefit distribution date.
    Type: Application
    Filed: April 29, 2014
    Publication date: October 29, 2015
    Applicant: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Ron Hynes, Sean Kirch, Jennifer Dogin
  • Publication number: 20140344011
    Abstract: A system and method for facilitating a transaction, e.g., shopping experience, between a merchant and a cardholder. The system comprises an electronic storage device having a database of cardholder profile information and location information stored therein; an access path for allowing access to the cardholder profile information and location information; and a processor for assembling the cardholder profile information and location information in the database, and for providing the assembled cardholder profile information and location information to a merchant and a cardholder that have been granted access to the database. The assembled cardholder profile information and location information are provided to the merchant and the cardholder so as to effect targeted interaction between the merchant and cardholder based at least in part on the assembled cardholder profile information and location information.
    Type: Application
    Filed: May 20, 2013
    Publication date: November 20, 2014
    Applicant: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Jennifer Dogin, Brian Maw