Abstract: The disclosure herein describes generating, managing, and finalizing group reservations of travel resources (e.g., plane tickets, hotel and other lodging reservations, etc.) via a group reservation system. A group reservation request is received including group member data and travel resource reservation data. The reservation data is transmitted to group members based on the group member data. Reservation feedback is then received from the group members. The reservation feedback includes an acceptance message or a rejection message for participation with the travel resource(s). A quantity of acceptance messages received in the reservation feedback is compared to a reservation threshold and, based on the comparison, the group reservation is finalized, wherein the finalized group reservation is associated with group members from whom an acceptance message was received.

Abstract: The disclosure herein describes generating, managing, and finalizing group reservations of travel resources (e.g., plane tickets, hotel and other lodging reservations, etc.) via a group reservation system. A group reservation request is received including group member data and travel resource reservation data. The reservation data is transmitted to group members based on the group member data. Reservation feedback is then received from the group members. The reservation feedback includes an acceptance message or a rejection message for participation with the travel resource(s). A quantity of acceptance messages received in the reservation feedback is compared to a reservation threshold and, based on the comparison, the group reservation is finalized, wherein the finalized group reservation is associated with group members from whom an acceptance message was received.

Abstract: An apparatus for collecting funds can include a payment processor configured to receive, from a user device, a request to collect funds for a specified purpose. The payment processor can transmit, to the user device, an authorization code for payment authorization and can determine whether a user qualifies to receive an approved amount of funds from at least one grant for the specified purpose based on one or more user attributes of the user and the specified purpose. Upon determining that the user qualifies to receive the at least one grant and in response to receiving a request from a merchant for payment, the payment processor can determine that the merchant is requesting payment for the specified purpose, request the user device to authorize payment to the merchant using the authorization code, and transmit a request to the philanthropic organization to provide the approved amount of funds to the merchant.

Abstract: The present invention provides two-component compositions comprising a component A) one or more acrylic aqueous emulsion copolymer having a measured glass transition temperature (Tg) of from ?20 to 0° C. and which is the copolymerization product of (i) from 60 to 89.9 wt. % of one or more nonionic (meth)acrylic monomers, (ii) from 10 to 40 wt. % of one or more vinyl aromatic monomers, (iii) from 0.1 to 2.0 wt. % of one or more monomers chosen from itaconic acid, methacrylic acid, amides of a,?-unsaturated C3 to C6 carboxylic acids, and mixtures thereof, all wt. %s of monomers based on the total monomer solids, wherein the aqueous emulsion copolymer has at least one residue of an ascorbic acid reducing agent or is the copolymerization product of a monomer (iii) comprising itaconic acid, and, a separate component B) comprising a fast curing dry mix powder composition of a hydraulic cement and a high alumina content cement.

Abstract: The present invention provides two-component compositions comprising a component A) one or more acrylic aqueous emulsion copolymer having a measured glass transition temperature (Tg) of from ?20 to 0° C. and which is the copolymerization product of (i) from 60 to 89.9 wt. % of one or more nonionic (meth)acrylic monomers, (ii) from 10 to 40 wt. % of one or more vinyl aromatic monomers, (iii) from 0.1 to 2.0 wt. % of one or more monomers chosen from itaconic acid, methacrylic acid, amides of a,?-unsaturated C3 to C6 carboxylic acids, and mixtures thereof, all wt. %s of monomers based on the total monomer solids, wherein the aqueous emulsion copolymer has at least one residue of an ascorbic acid reducing agent or is the copolymerization product of a monomer (iii) comprising itaconic acid, and, a separate component B) comprising a fast curing dry mix powder composition of a hydraulic cement and a high alumina content cement.